Kathy Derangi

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850
Sep 16, 2020
Kathy did a fabulous job on our refi. Prompt replies to all questions, great advice. Reviewed options so we could make the right choice. Highly recommend!
Sep 15, 2020
Kathy was awesome -- so responsive, smart and proactive. We would highly recommend her (and have recommended her to friends)!!
Sep 12, 2020
Kathy has done both a refinance and purchase mortgage for me. She is absolutely the best— responsive, clear communicator, low pressure, friendly, and got me excellent rates each time and handled any bumps along the way. I highly recommend her for any mortgage needs!
Sep 9, 2020
Kathy is the best! Very professional, efficient, and always on the ball! I recommend her to all my friends!
Aug 31, 2020
She was clear, concise, and prompt. Felt that she was a real advocate.
Aug 15, 2020
Kathy helped us refinance the mortgage on our house. Her communications were prompt and clear and she made the process really seamless for us. Would 100% work with her again!
Aug 8, 2020
Is it cheating to recommend Kathy twice? We did our second transaction with her recently, and it was eerily like the first...perfect! Seriously, just put her in your Rolodex and you're set. Thank you Kathy!
Jul 24, 2020
Kathy was wonderful to work with. Easy to communicate with, clear instructions, and a really smooth refinance process.
Jul 21, 2020
Kathy was fantastic! This was my first time buying in the Bay Area and she was always quick to call and explain things when I needed guidance. We managed to close ahead of schedule in spite of the social distancing restrictions. I would gladly work with her again!
Jul 21, 2020
Kathy is attentive to questions and responds quickly. We had a great experience refinancing our home loan.
Jul 21, 2020
Kathy was great! Always informative, great interest rate, and closed ahead of schedule.
Jul 17, 2020
Kathy is fantastic. She’s experienced, proactive, efficient, a great communicator, and incredibly pleasant to work with. She has helped us twice in the last few years and will work with her again if there is ever a need. Thank you, Kathy!
Jul 16, 2020
Kathy was fantastic! This was my first time buying in the Bay Area and she was always quick to call and explain things when I needed guidance. We managed to close ahead of schedule in spite of the social distancing restrictions. I would gladly work with her again!
Jul 11, 2020
Kathy managed to get us an incredibly low interest rate. And even though the folks at escrow were not following through on their end, Kathy did some important butt-kicking and got the loan to close even though it looked like it might be delayed, which would cost us extra money. She's a mild-mannered bulldog, which certainly helped in our case.
Jul 3, 2020
We really appreciate Kathy's transparency and genuineness. She was open to listen to our situation and she made every effort to offer the best deal. It seemed like we had a question everyday and she responded immediately. It totally eased our concerns. Thank you!
Jun 12, 2020
This is the 2nd refinance that I have done with Kathy and of course it was a wonderful experience! Kathy and I understand my expectations, my goals and executes efficiently and effectively. This is why Kathy has been a strong partner of mine since 2015!
May 28, 2020
Game Developer
Kathy did a great job finding us the lowest rate possible. She also regularly updated us on next steps and reminders to take actions so we could close promptly.
May 7, 2020
Kathy helped me with a refi right we started the week before the COVID lockdown hit (it just closed). She was extremely professional and easy to work with and navigated a little bump in the process (subordinating an existing HELOC) without any drama. I've worked with Kathy twice now and wouldn't hesitate to do so again.
Apr 24, 2020
Kathy was extremely diligent through the whole process, especially during this Covint 19 period, which has been very tumultuous.
I highly recommend her and her firm.
Thanks Kathy! A big kudos to you!
Mar 30, 2020
Editorial Director
Kathy moved heaven and earth getting our refinance done—dealing with all sorts of things that were out of any of our control with good cheer, but still forcefully moving things along. She was fantastic.
Mar 2, 2020
Kathy was fast, efficient, and easy to work with. She answered all my questions as they came up, and moved me through the refinancing process in an amazingly short time. I would happily work with her again.
Feb 28, 2020
This is the second time I have used Kathy refinancing. I wouldn’t want to use anyone else.
I have always appreciated her fine attention to details.
Feb 8, 2020
Kathy was great! She was super helpful in guiding us through the home loan process. She was very responsive, answered questions thoughtfully, and made the process really easy. As first-time homebuyers in this challenging market, securing the mortgage with Kathy was one of the easiest parts of the process. Thanks, Kathy!
Dec 28, 2019
Regional Sales Manager
We were delighted and can't say enough about how responsive Kathy was to all of our requests. She was attentive to details and worked to pull together options for the purchase of our home working continuously to get our closing in before the New Years holiday. It was clear throughout the process that she had our best interests in mind. We will use Kathy again and strongly recommend her to anyone of our friends looking for a new house or a refinance. I think Kathy is our new secret weapon for financing our home. My husband and I are grateful for everything Kathy has done, simply amazing!
Dec 23, 2019
We have worked with Kathy for a number of years and have always received stellar service. Would definitely recommend to anyone looking for a loan or refi.