Kathy Derangi

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850
Nov 20, 2020
Kathy Derangi did a wonderful job with my refinance, and rolling my HELOC into my refinance. She was super responsive to emails and phone calls and she patiently answered any and all questions I had. She provided financial mock ups at the beginning of our transactions that I really appreciated. The process took a long time due to the pandemic and the flood of refinances, but she remained patient and in touch. I would highly recommend Kathy Derangi!
Nov 13, 2020
Kathy Derangi did an excellent job, she financed the original purchase, and she completed my refinance after switching from my lender. Even during a pandemic, she was transparent, and she responded quickly to close the loan on time. Thank you and your team for all your hard work!
Nov 13, 2020
I have the patience of a gnat. And, the refi process is long with many requests for documents, credit reports, etc. and requires a lot of patience. Thankfully Kathy had enough patience for both of us. I would not hesitate to recommend her.
Oct 27, 2020
Kathy obtained an excellent refinanced mortgage for us. She was not only super-efficient but a great communicator at every step of the process. I can truly say we are more than satisfied with our experience with her and Guarantee Mortgage.
Oct 19, 2020
Kathy was wonderful! Considering how much her team and her are juggling, I really appreciate how she always responded to me within 30 to 45 minutes. She was so helpful and always walked me through specifics when I had questions. There’s a reason I’ve been with her company for 10 years, she is just so trustworthy and wonderful to work with!
Oct 16, 2020
Kathy was thorough, efficient, and timely. Further, she was extremely patient with answering all questions. I will always recommend her to my social network contacts. Thank you, Kathy!
Oct 15, 2020
Kathy gives you her best and nothing less. Superb excellence and a professional in every maneuver towards the best rate available to meet all customers needs. Will keep her in my personal circle of trusted members.
Oct 15, 2020
Kathy was wonderful, diligent, friendly and glad to work w her, have recommended to friends already. A+
Oct 9, 2020
It was an honor and a privilege to have worked with Kathy Derangi in obtaining the best possible rate for my refinancing needs of my home. Kathy belongs in the 2020 Hall of Fame of Loan Consultants for her professionalism, superb excellence and her commitment to customers in delivering the best of her personal experience, knowledge and skills that she has gained thru the years. My expectations were met highly every single time I was in contact with her, she is a good listener and I was blessed to have worked with her. Thanks to Ms. Robin Patronik for her excellent referral.
Oct 3, 2020
Simply wonderful. Timely. Professional. Thorough. Coordinated all documentation seamlessly with my assistant. Kathy— thank you!
Sep 16, 2020
Kathy did a fabulous job on our refi. Prompt replies to all questions, great advice. Reviewed options so we could make the right choice. Highly recommend!
Sep 15, 2020
Kathy was awesome -- so responsive, smart and proactive. We would highly recommend her (and have recommended her to friends)!!
Sep 12, 2020
Kathy has done both a refinance and purchase mortgage for me. She is absolutely the best— responsive, clear communicator, low pressure, friendly, and got me excellent rates each time and handled any bumps along the way. I highly recommend her for any mortgage needs!
Sep 9, 2020
Kathy is the best! Very professional, efficient, and always on the ball! I recommend her to all my friends!
Aug 31, 2020
She was clear, concise, and prompt. Felt that she was a real advocate.
Aug 15, 2020
Kathy helped us refinance the mortgage on our house. Her communications were prompt and clear and she made the process really seamless for us. Would 100% work with her again!
Aug 8, 2020
Is it cheating to recommend Kathy twice? We did our second transaction with her recently, and it was eerily like the first...perfect! Seriously, just put her in your Rolodex and you're set. Thank you Kathy!
Jul 24, 2020
Kathy was wonderful to work with. Easy to communicate with, clear instructions, and a really smooth refinance process.
Jul 21, 2020
Kathy was fantastic! This was my first time buying in the Bay Area and she was always quick to call and explain things when I needed guidance. We managed to close ahead of schedule in spite of the social distancing restrictions. I would gladly work with her again!
Jul 21, 2020
Kathy is attentive to questions and responds quickly. We had a great experience refinancing our home loan.
Jul 21, 2020
Kathy was great! Always informative, great interest rate, and closed ahead of schedule.
Jul 17, 2020
Kathy is fantastic. She’s experienced, proactive, efficient, a great communicator, and incredibly pleasant to work with. She has helped us twice in the last few years and will work with her again if there is ever a need. Thank you, Kathy!
Jul 16, 2020
Kathy was fantastic! This was my first time buying in the Bay Area and she was always quick to call and explain things when I needed guidance. We managed to close ahead of schedule in spite of the social distancing restrictions. I would gladly work with her again!
Jul 11, 2020
Kathy managed to get us an incredibly low interest rate. And even though the folks at escrow were not following through on their end, Kathy did some important butt-kicking and got the loan to close even though it looked like it might be delayed, which would cost us extra money. She's a mild-mannered bulldog, which certainly helped in our case.
Jul 3, 2020
We really appreciate Kathy's transparency and genuineness. She was open to listen to our situation and she made every effort to offer the best deal. It seemed like we had a question everyday and she responded immediately. It totally eased our concerns. Thank you!