Kathy Derangi

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850
Jul 3, 2020
We really appreciate Kathy's transparency and genuineness. She was open to listen to our situation and she made every effort to offer the best deal. It seemed like we had a question everyday and she responded immediately. It totally eased our concerns. Thank you!
Jun 12, 2020
This is the 2nd refinance that I have done with Kathy and of course it was a wonderful experience! Kathy and I understand my expectations, my goals and executes efficiently and effectively. This is why Kathy has been a strong partner of mine since 2015!
May 28, 2020
Game Developer
Kathy did a great job finding us the lowest rate possible. She also regularly updated us on next steps and reminders to take actions so we could close promptly.
May 7, 2020
Kathy helped me with a refi right we started the week before the COVID lockdown hit (it just closed). She was extremely professional and easy to work with and navigated a little bump in the process (subordinating an existing HELOC) without any drama. I've worked with Kathy twice now and wouldn't hesitate to do so again.
Apr 24, 2020
Kathy was extremely diligent through the whole process, especially during this Covint 19 period, which has been very tumultuous.
I highly recommend her and her firm.
Thanks Kathy! A big kudos to you!
Mar 30, 2020
Editorial Director
Kathy moved heaven and earth getting our refinance done—dealing with all sorts of things that were out of any of our control with good cheer, but still forcefully moving things along. She was fantastic.
Mar 2, 2020
Kathy was fast, efficient, and easy to work with. She answered all my questions as they came up, and moved me through the refinancing process in an amazingly short time. I would happily work with her again.
Feb 28, 2020
This is the second time I have used Kathy refinancing. I wouldn’t want to use anyone else.
I have always appreciated her fine attention to details.
Feb 8, 2020
Kathy was great! She was super helpful in guiding us through the home loan process. She was very responsive, answered questions thoughtfully, and made the process really easy. As first-time homebuyers in this challenging market, securing the mortgage with Kathy was one of the easiest parts of the process. Thanks, Kathy!
Dec 28, 2019
Regional Sales Manager
We were delighted and can't say enough about how responsive Kathy was to all of our requests. She was attentive to details and worked to pull together options for the purchase of our home working continuously to get our closing in before the New Years holiday. It was clear throughout the process that she had our best interests in mind. We will use Kathy again and strongly recommend her to anyone of our friends looking for a new house or a refinance. I think Kathy is our new secret weapon for financing our home. My husband and I are grateful for everything Kathy has done, simply amazing!
Dec 23, 2019
We have worked with Kathy for a number of years and have always received stellar service. Would definitely recommend to anyone looking for a loan or refi.
Nov 4, 2019
New homeowner
Kathy Derangi was really wonderful to work with every step of the way. I’m a first time home buyer and she was there to help me navigate the paperwork and documentation of credit worthiness at every juncture with a positive attitude and thoughtful manner. I would often get texts from her after her work hours which told me that she’s an incredibly dedicated person and works hard to get her customers the best possible deal. I don’t know if I would ever buy another house at this time in my life but I have to say that if I did, I certainly would want to do get my mortgage with Kathy.
Nov 4, 2019
Homeowner and Senior Escrow Officer
Kathy has handled my personal refinances for a number of years and I would highly recommend her for both purchases and refinances. She is quick to respond to questions, very professional and she gets the job done without a lot of back and forth requests. She knows my time is limited during the day so gives me a list of homework to do at night.
Oct 20, 2019
I have worked with Kathy on multiple mortgage loans over the years, and she has always been terrific to work with. She is very responsive and is a good communicator--so important in a loan broker. I highly recommend Kathy if you are looking to buy a property or refinance your mortgage. You will truly enjoy working with her.
Oct 10, 2019
Kathy helped us refinance two properties. Everything went smoothly and quickly. Great communication throughout process. Highly recommend.
Oct 3, 2019
Angela Berry
Kathy pays attention to detail
Her tenacity is fantastic.
Sep 9, 2019
Kathy was great to work with and we highly recommend Kathy.
Aug 12, 2019
Home Owner
I asked Kathy about a home equity line of credit and she recommended a home refi at a lower rate.
I have purchased and refinanced several homes over the decades and Kathy was great.
She communicated with me on a regular basis, some times two or three times a day.
She was professional, knowledgeable and friendly through the whole process.
I will use her again and highly recommend her.
Aug 9, 2019
Environmental Health and Safety
I couldn't be happier and more thankful for the support and services Kathy provided to our family towards the purchase of our new home. Initially, she was very responsive and provided a clear table for what our purchase options were at various levels; this was immensly helpful for my wife and I in forecasting projected expenses. Once we got the ball rolling, Kathy was on top of it and was diligent in following up on critical items and providing reminders along the way which kept us on track. It was clear throughout the process that she had our best interests in mind. We will certainly be using Kathy again in the future and recommend her to anyone who is out there looking for a new house. Thanks for everything Kathy!
Aug 7, 2019
Kathy was super organized, wonderful at breaking everything down for us and communicating, and overall easy to work with. Highly recommend her!
Jul 1, 2019
Bilingual Resource Teacher
We called Kathy for help with a refinance that we need for a remodeling project. Kathy sprang into action immediately and walked us through every step with meticulous attention to detail. She found us a 30-year fixed at a better interest rate than we previously had. Kathy was always available and responded immediately to our queries. Thanks to Kathy's hard work, we were able to accomplish our goals before taking off for a long trip.
Jun 7, 2019
Kathy was a tireless advocate for us during the homebuying process, and made all the steps easy. Her responsiveness and constant communication made us feel like we were her only clients, and she was incredibly knowledgeable about products, etc. We'd highly recommend Kathy!
Jun 4, 2019
New Home Buyer
Kathy was just wonderful to work with and made an otherwise stressful process extremely easy and transparent. Despite my wife and I changing our mind a couple times on a particular purchase, she never waivered in her patience and willingness to see us through the process. We couldn't have asked for a better Loan Consultant and highly recommend her to anyone seeking a home loan. Thanks again for everything Kathy!
May 4, 2019
Since Kathy is way younger than me, she will be my only Loan person for the rest of my life, unless she changes careers. Super responsive, proactive communicator, gets the job done. Not one second of wondering what was going on. Don't mess around with any one else, just call Kathy! Thank you KD!
Mar 19, 2019
Angela Berry
Kathy is amazing!
She went above and beyond to make sure I was successfully in purchaseing a new home!