Kathy Derangi

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850
Feb 24, 2021
homeowner
Kathy facilitated the process of refinancing my home super smoothly and efficiently. She replied to my every call or email within an hour - often in minutes. She's helpful, well-informed, and as pleasant as can be. Everything was so easy, especially during this current quarantine. She gets a hearty recommendation from me!
Feb 17, 2021
Kathy is always a pleasure to work with. She has assisted with multiple refinance and mortgage loans. The process was streamlined and she explained each step clearly. She was always available to answer any questions.
Jan 26, 2021
Kathy did a great job supporting us in refinancing our rental property. Throughout the lengthy process, Kathy was very responsive and transparent even while we confronted difficult and complicated situations. Would definitely recommend working with Kathy on refinancing -- especially for more complicated cases such as living overseas.
Jan 16, 2021
About a week away from closing, my loan hit a snag that I thought was going to end my chances at purchasing my first home. Kathy, somehow, was able to usher it through and get it approved. She's someone you want on your side.
Jan 12, 2021
I felt well taken care off. You were always available to talk, replied promptly and made the experience a good one - again. Thank you - I would definitely recommend you!
Jan 6, 2021
The best. She made our dreams into a reality, had everything moving extremely quickly, and got us a great rate. Couldn’t be more thankful. 10/10 would recommend.
Jan 2, 2021
Kathy did an excellent job finding us an excellent rate on a loan. She meticulously shepherded us through the process. She kept us apprised of actions we needed to take and deadlines we needed to meet. Refinancing is an arduous process, I recommend Kathy highly for those who qualify.
Dec 29, 2020
Kathy did an outstanding job at arranging our loan! We had total trust in her, we knew she would look out for our best interests! She kept in constant contact we always knew the status of our loan. I will continue to recommend her to all of my family and friends and anyone that is looking to obtain a loan!
Dec 20, 2020
I've worked with Guarantee Mortgage on many deals over the years, but this was the first time working with Kathy. It was an extremely positive experience. We were in contract on a home that turned out to be an extremely challenging property for securing a loan, and there were multiple obstacles. Kathy worked with me like a friend, she was always there and available, worked tirelessly through the entire process, and we closed the deal on time with an amazing interest rate.
Dec 5, 2020
Kathy has been our favorite loan consultant for several years. She’s always found us the best deal and closed as quick as possible. Highly recommended!
Nov 20, 2020
Coordinator
Kathy Derangi did a wonderful job with my refinance, and rolling my HELOC into my refinance. She was super responsive to emails and phone calls and she patiently answered any and all questions I had. She provided financial mock ups at the beginning of our transactions that I really appreciated. The process took a long time due to the pandemic and the flood of refinances, but she remained patient and in touch. I would highly recommend Kathy Derangi!
Nov 13, 2020
Kathy Derangi did an excellent job, she financed the original purchase, and she completed my refinance after switching from my lender. Even during a pandemic, she was transparent, and she responded quickly to close the loan on time. Thank you and your team for all your hard work!
Nov 13, 2020
I have the patience of a gnat. And, the refi process is long with many requests for documents, credit reports, etc. and requires a lot of patience. Thankfully Kathy had enough patience for both of us. I would not hesitate to recommend her.
Oct 27, 2020
Kathy obtained an excellent refinanced mortgage for us. She was not only super-efficient but a great communicator at every step of the process. I can truly say we are more than satisfied with our experience with her and Guarantee Mortgage.
Oct 19, 2020
Kathy was wonderful! Considering how much her team and her are juggling, I really appreciate how she always responded to me within 30 to 45 minutes. She was so helpful and always walked me through specifics when I had questions. There’s a reason I’ve been with her company for 10 years, she is just so trustworthy and wonderful to work with!
Oct 16, 2020
Kathy was thorough, efficient, and timely. Further, she was extremely patient with answering all questions. I will always recommend her to my social network contacts. Thank you, Kathy!
Oct 15, 2020
Kathy gives you her best and nothing less. Superb excellence and a professional in every maneuver towards the best rate available to meet all customers needs. Will keep her in my personal circle of trusted members.
Oct 15, 2020
Kathy was wonderful, diligent, friendly and glad to work w her, have recommended to friends already. A+
Oct 9, 2020
Homeowner
It was an honor and a privilege to have worked with Kathy Derangi in obtaining the best possible rate for my refinancing needs of my home. Kathy belongs in the 2020 Hall of Fame of Loan Consultants for her professionalism, superb excellence and her commitment to customers in delivering the best of her personal experience, knowledge and skills that she has gained thru the years. My expectations were met highly every single time I was in contact with her, she is a good listener and I was blessed to have worked with her. Thanks to Ms. Robin Patronik for her excellent referral.
Oct 3, 2020
M.D.
Simply wonderful. Timely. Professional. Thorough. Coordinated all documentation seamlessly with my assistant. Kathy— thank you!
Sep 16, 2020
Homeowner
Kathy did a fabulous job on our refi. Prompt replies to all questions, great advice. Reviewed options so we could make the right choice. Highly recommend!
Sep 15, 2020
Director
Kathy was awesome -- so responsive, smart and proactive. We would highly recommend her (and have recommended her to friends)!!
Sep 12, 2020
Kathy has done both a refinance and purchase mortgage for me. She is absolutely the best— responsive, clear communicator, low pressure, friendly, and got me excellent rates each time and handled any bumps along the way. I highly recommend her for any mortgage needs!
Sep 9, 2020
NP
Kathy is the best! Very professional, efficient, and always on the ball! I recommend her to all my friends!
Aug 31, 2020
homeowner
She was clear, concise, and prompt. Felt that she was a real advocate.