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Kathy Derangi

153 Recommendations
About Me
Loan Consultant - San Francisco, Townsend Office Guarantee Mortgage NMLS #1151839 / 1850

Equal Housing Opportunity
NMLS #1151839 / 1850

SL
Sep 8, 2024
Kathy was great and a pleasure to work with. She is very knowledgeable and experienced. We had confidence in her abilities and she always stay on top of transaction from start to finish!
JK
Aug 22, 2024
Kathy was awesome throughout the entire process of obtaining a mortgage. She would check in often when we were looking for our home and keep us updated on rates. Once we found the home we wanted, she made the process very simple for us and answered all the questions we had at each step. She was also able to find us a great rate, even better than we expected. I would highly recommend her to anyone looking for a mortgage.
DT
Aug 3, 2024
Kathy was friendly and eager to help from the first phone call. She checked in regularly and kept me in the loop step by step. She worked diligently to find the best loan product out there for me and our circumstances. Even when things got a lil "harry" for me, she worked for me while on vacation from "The happiest place on earth". These are just a few of the things that make her stand out, and she did it all with a smile behind the voice on the phone . Kathy always made me feel like her priority, and as if I was her only client!
RL
Jul 5, 2024
Working with Kathy over a refinance and pulling money out of my home was seamless. She had so many different ideas, looked at different companies and the best rate. I will be using Kathy in the future for all of my mortgage needs., She is fantastic, friendly explains everything clearly and responsive to emails and phone calls.
TO
May 6, 2024
Very responsive, collaborative and friendly. Our realtor specifically pointed out how much he loved working with Kathy
JS
Mar 19, 2024
Kathy really carried me through the loan process as a first time home buyer and worked seamlessly with my realtor. All in all, things were easy and painless. She was always very responsive, checked in often and always answered the phone when I called. This was a great experience and I would recommend her!
AS
Mar 9, 2024
Kathy Derangi deserves all five stars and more! She helped us with a long distance
mortgage and was innovative, helpful, on top of the myriad of details that San Francisco and California require, participated in joint phone calls when insurance agent got balky, walked us through many a detail to make sure we understood, and, in short, she was GREAT to work with! We cannot imagine anyone being able to do a better job.
KR
Jun 20, 2023
Great customer service and knowledgeable!
DW
May 30, 2023
As a first-time home buyer, I had a great experience working with Kathy. She was friendly and took an interest in the property I was buying, and she was always available to answer questions. She also kept an eye out for lower interest rates even after locking in my initial rate. I would definitely recommend her to anyone looking to buy a home!
KU
May 16, 2023
Kathy is nothing short of exceptional. I had previously worked with Ken and thought anyone else could never compare to how great he is. Kathy and Ken must come from another planet because they equally work for you. It seemed like any day at any hour Kathy was available and quickly willing to help us out. We had a hiccup with the original seller and even though it was stressful, Kathy stayed positive and kept pushing on like it wasn’t a huge deal. I have told many people about Ken and Kathy.
TO
Mar 28, 2023
Kathy kept us on point with paperwork, always moving forward through the minefield of underwriters questions.
MO
Mar 28, 2023
Working with Guarantee Mortgage and Kathy Derangi as our loan consult was quick and an easy experience. That's why this was our 2nd time with them.
KC
Feb 13, 2023
Kathy was the best at providing information, answering questions, providing different scenarios, and guiding us throughout the purchase process. I am very pleased with our experience.
CM
Feb 8, 2023
Kathy was very helpful and always answered her phone. She was able to give us a few different scenarios and guided us through the process smoothly. Love the positive attitude and great advice!
AR
Dec 13, 2022
Kathy did a great job. She goes above and beyond and is very diligent and responsive while working on your loan.
TD
Sep 28, 2022
Kathy will call seller’s agents and make sure you win in a competitive bid situation. Super fast and responsive. Can get closed on very tight timelines. AWESOME!!
VP
Aug 30, 2022
This is easy...I've worked with Kathy in the past and she continues to be my "go-to" for my needs in this field. Creatively solves any issues that surface and professional all along the way.
EP
Aug 11, 2022
Kathy is the best at finding good rates for her customers. She is resourceful, professional, and simply a delight to deal with. Highly recommend.
MS
Aug 2, 2022
Kathy helped and patiently guided me through the entire process of buying my first home. She stayed available and in constant contact in order to make the work done on time. The level of care, attention to detail, and professionalism demonstrated by Kathy and her team far surpassed my expectations. I highly recommend Kathy and her team.
MM
Aug 2, 2022
Kathy provided exceptional service and went above and beyond to make buying our first home incredibly easy, smooth, and straightforward. She was quick to respond, and every question we had was answered in a timely manner. I really appreciated her honesty and transparency throughout the mortgage process. I highly recommend Kathy and her team.
ME
Jul 14, 2022
Kathy Derangi provided exceptional service at every stage of my transaction. She went above and beyond expectation.
A
May 2, 2022
Kathy recently helped us secure a mortgage and our home. Through the entire process Kathy was informative, highly engaged and a terrific partner to work with through the process. I firmly believe that we got the house we did because of how professional, and lightning quick she was with everything. Highly recommended!
TE
Dec 29, 2021
Kathy was thorough, patient and kept me informed the entire time. I loved working with her. She made the process easy and seamless. Thank you Kathy
WS
Dec 1, 2021
Has handled 2 refinances for us. Both went well, including the last one which got tricky because of COVID-19
JM
Nov 12, 2021
Kathy took great care of me the whole way through the mortgage process.