Kathy Derangi

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850
Nov 12, 2021
Kathy took great care of me the whole way through the mortgage process.
Nov 11, 2021
Kathy was amazing working with. Responsive, helpful and always available. Highly recommended. Thank you Kathy!
Nov 1, 2021
Kathy was always responded quickly to address questions and concerns. She was always on top of challenges that may have surfaced during the process. Professional yet personable.
Apr 23, 2021
Kathy was so helpful throughout the process - getting me pre-approved, explaining my options, contacting the seller to confirm my pre-approval, and finalizing the mortgage. She was very responsive to all of my questions and made it as stress-free of a process as possible! Highly recommend!
Mar 19, 2021
Kathy is wonderful. She is a great problem solver and if there is an issue she is quite tenacious in getting the problem solved and getting the transaction moving forward. I am a real estate agent and I have used Kathy for my own transactions and have recommended her to my clients. My clients have always liked her and she recently saved a transaction for one of my clients. The condo had some challenges and it really didn't look like we would be able to get a loan on it. Kathy worked behind the scenes and was able to get an exception that no one that I had talked to thought would actually happen. Kathy goes to bat for her clients! You don't realize how important a good loan agent is until a problem arises and you want someone to solve the problem and get the job done. Kathy does that well.
Mar 17, 2021
Kathy was great - always quick to respond, organized, promptly answered any questions we had, and she was always watching out for our best interests. We have great trust in her, and are confident she got us a great rate.
Mar 10, 2021
Kathy was incredibly responsive and helpful always going the extra mile to follow through. We've worked with her for Refinacning multiple properties over several years and always the same great experience. Thanks so much !
Mar 6, 2021
Kathy was a pleasure to work with. She always responded quickly when questions arose and made sure we clearly understood the details in the structure of the loan and always felt she had our best interests in mind. We've worked with her in the past and knew we wanted to work with her again for our refi. Based on the last two experiences, we have no doubt that we will reach out to her again should the need arise. Kathy is the best!
Feb 24, 2021
homeowner
Kathy facilitated the process of refinancing my home super smoothly and efficiently. She replied to my every call or email within an hour - often in minutes. She's helpful, well-informed, and as pleasant as can be. Everything was so easy, especially during this current quarantine. She gets a hearty recommendation from me!
Feb 17, 2021
Kathy is always a pleasure to work with. She has assisted with multiple refinance and mortgage loans. The process was streamlined and she explained each step clearly. She was always available to answer any questions.
Jan 26, 2021
Kathy did a great job supporting us in refinancing our rental property. Throughout the lengthy process, Kathy was very responsive and transparent even while we confronted difficult and complicated situations. Would definitely recommend working with Kathy on refinancing -- especially for more complicated cases such as living overseas.
Jan 16, 2021
About a week away from closing, my loan hit a snag that I thought was going to end my chances at purchasing my first home. Kathy, somehow, was able to usher it through and get it approved. She's someone you want on your side.
Jan 12, 2021
I felt well taken care off. You were always available to talk, replied promptly and made the experience a good one - again. Thank you - I would definitely recommend you!
Jan 6, 2021
The best. She made our dreams into a reality, had everything moving extremely quickly, and got us a great rate. Couldn’t be more thankful. 10/10 would recommend.
Jan 2, 2021
Kathy did an excellent job finding us an excellent rate on a loan. She meticulously shepherded us through the process. She kept us apprised of actions we needed to take and deadlines we needed to meet. Refinancing is an arduous process, I recommend Kathy highly for those who qualify.
Dec 29, 2020
Kathy did an outstanding job at arranging our loan! We had total trust in her, we knew she would look out for our best interests! She kept in constant contact we always knew the status of our loan. I will continue to recommend her to all of my family and friends and anyone that is looking to obtain a loan!
Dec 20, 2020
I've worked with Guarantee Mortgage on many deals over the years, but this was the first time working with Kathy. It was an extremely positive experience. We were in contract on a home that turned out to be an extremely challenging property for securing a loan, and there were multiple obstacles. Kathy worked with me like a friend, she was always there and available, worked tirelessly through the entire process, and we closed the deal on time with an amazing interest rate.
Dec 5, 2020
Kathy has been our favorite loan consultant for several years. She’s always found us the best deal and closed as quick as possible. Highly recommended!
Nov 20, 2020
Coordinator
Kathy Derangi did a wonderful job with my refinance, and rolling my HELOC into my refinance. She was super responsive to emails and phone calls and she patiently answered any and all questions I had. She provided financial mock ups at the beginning of our transactions that I really appreciated. The process took a long time due to the pandemic and the flood of refinances, but she remained patient and in touch. I would highly recommend Kathy Derangi!
Nov 13, 2020
Kathy Derangi did an excellent job, she financed the original purchase, and she completed my refinance after switching from my lender. Even during a pandemic, she was transparent, and she responded quickly to close the loan on time. Thank you and your team for all your hard work!
Nov 13, 2020
I have the patience of a gnat. And, the refi process is long with many requests for documents, credit reports, etc. and requires a lot of patience. Thankfully Kathy had enough patience for both of us. I would not hesitate to recommend her.
Oct 27, 2020
Kathy obtained an excellent refinanced mortgage for us. She was not only super-efficient but a great communicator at every step of the process. I can truly say we are more than satisfied with our experience with her and Guarantee Mortgage.
Oct 19, 2020
Kathy was wonderful! Considering how much her team and her are juggling, I really appreciate how she always responded to me within 30 to 45 minutes. She was so helpful and always walked me through specifics when I had questions. There’s a reason I’ve been with her company for 10 years, she is just so trustworthy and wonderful to work with!
Oct 16, 2020
Kathy was thorough, efficient, and timely. Further, she was extremely patient with answering all questions. I will always recommend her to my social network contacts. Thank you, Kathy!
Oct 15, 2020
Kathy gives you her best and nothing less. Superb excellence and a professional in every maneuver towards the best rate available to meet all customers needs. Will keep her in my personal circle of trusted members.