Joel, a Bay Area native, has had an extensive career both inside and outside the mortgage world.
Following his 15-year career in politics, Joel was recruited into the mortgage industry at Washington Mutual. While there, Joel was well-known for his innovative marketing campaigns and serving customer loan needs that earned him a spot in WaMu’s distinguished President’s Club. Joel has been a top performer in mortgage lending since 2008, and recently joined Guarantee Mortgage.
Joel is married to a childhood friend, Jennifer, who is a local Realtor in Marin. Jennifer and Joel have three children and are very active in their community, volunteering at the schools, cooking and delivering meals to neighbors with newborns or sick family members and supporting their kids’ various sports teams.
Equal Housing Lender
About Me
Loan Advisor - San Francisco, Townsend Office
Guarantee Mortgage
NMLS: #216888/1850
MS
Joel was great to work with and we felt like we were in very competent hands with him. We appreciated his honesty and forthrightness, his availability and fast responses, and his ability to explain everything we needed to know about rates and points and closing costs in a way that didn’t make my eyes cross. His secure document upload site was easy to use. We had a short closing window and he managed to get everything lined up for us in plenty of time. Thanks Joel! We will recommend you to all our friends and family!
MA
Joel helped us refi out of a horrendous situation from our previous financing. His guidance allowed us to secure a better mortgage. I would gladly work with Joel should the opportunity arise.
SL
Joel was amazing to work with this was our second time working with him and we will continue to work with him in the future. Joel always goes above and beyond
TB
Joel was a lifesaver with this refinance. Super positive, professional, knowledgeable, had great ideas and strategies for me to get the best possible rate and the most money from my house. I highly recommend
RW
Experience counts Patience is a huge asset Communication is key to the complicated business of real estate. Joel brings it all together. We are well pleased to have had him as a guide through the process.
MM
Working with Joel was amazing. He was very responsive and very informative. He made this process so very easy for us. We would highly recommend Joel to anyone buying a new home!
HS
Joel is the best around! He is proactive and personable and has your best interest at heart. We highly recommend him!
CA
Joel did above and beyond for me in regards to helping acquire financing for my dream home. Although the transaction fell through due to a higher bid I appreciated all the Joel did for me in just a few days. I would highly recommend him!
AN
Have used Joel Marks for a couple transactions, one to refinance, and another in buying a house, and I can't say enough about what he does for his clients. He has helped me greatly in my last purchase of the house in which I was completing without a realtor. I have also referred a couple friends in the past and they were extremely happy. I will never use another mortgage advisor going forward.
AH
Thank you Joel for your personalized service on supporting the purchase of our first home!
TD
Joel did a stellar job from beginning to end. When I started my home buying journey, I wasn’t sure that I could qualify for enough to make a purchase, despite having a solid down payment. In fact, the first broker I contacted left me feeling that I couldn't get anything. Joel, however, made me feel the possibility that I could really accomplish my goal of buying a home, as he took my information and prequalified me. At each step, he was assuring and provided me with knowledge and options to make informed decisions. I am a 'gig worker'. He was able to take my patchwork of jobs and get me a good loan for a nice home. When documentation requirements came up that it seemed that I could not meet, he found solutions so that I could provide the paperwork to satisfy underwriters and lenders. In the end, I was able to buy the home that I had been wanting and Joel made that happen. I can't thank him enough.
RM
As with my previous experiences, Joel was great to work with. Made the refinance seamless.
JC
Joel is extremely competent, patient and helpful. He made the process of obtaining our loan run so smoothly from start to finish.
JT
Joel Marks was so knowledgeable and helpful throughout the entire home buying process. I could not have asked for a better person to support me through this
SL
Joel went above and beyond to make sure that we could secure our loan, we had a unique case which required expertise in all different loan types. He also has a great source of knowledge and contacts in the industry that is invaluable. I would highly recommend Joel to anyone!
TP
Joel has been my mortgage broker for 10 years. He’s AMAZING!! Best of the best at what he does. Recommend him 200%
BM
We’re repeat clients of Joel’s and highly recommend. Fast, organized, helpful, thorough and a pleasure to work with.
OG
Joel is awesome! We have worked with him on various occasions and he always delivers top-notch service. We will continue to work with him and Guarantee Mortgage for all future projects.
AR
Joel gave us reassurance at every turn in the loan process, and helped us close escrow twice as fast as we thought was possible. We'll be friends and neighbors for a long long time.
LW
Working with Joel Marks was a very positive experience. He kept me informed and calm during what can be a stressful process. I couldn’t have found a better person to work with.
EA
We had a great experience with Joel. He was kind and patient and answered all of our many, many questions. This was our first home purchase and we are so grateful to have had Joel guiding us through the process. We would absolutely work with him again and will definitely recommend him to our friends!
SB
Joel was excellent to work with! He always took the time to explain each process and helped us every step of the way. Would recommend him and his team to anyone!
OT
Joey was amazing to work with. He was really on top of it and answered all our extensive questions. Would work with him again and recommend him to friends
BM
Much appreciation for the quickly answered questions, many preapproval letters, and follow-through closing on time. Thanks!
OG
Joel Marks is exceptional! This is our second property and mortgage we have entrusted with him. He is extremely knowledgeable, helpful, and quick and direct in his communication. He made the entire process seamless and delivered on all deadlines set forth. We will continue to use Joel in the future! Thank you for everything!
