Joel, a Bay Area native, has had an extensive career both inside and outside the mortgage world.
Following his 15-year career in politics, Joel was recruited into the mortgage industry at Washington Mutual. While there, Joel was well-known for his innovative marketing campaigns and serving customer loan needs that earned him a spot in WaMu’s distinguished President’s Club. Joel has been a top performer in mortgage lending since 2008, and recently joined Guarantee Mortgage.
Joel is married to a childhood friend, Jennifer, who is a local Realtor in Marin. Jennifer and Joel have three children and are very active in their community, volunteering at the schools, cooking and delivering meals to neighbors with newborns or sick family members and supporting their kids’ various sports teams.
Equal Housing Lender
About Me
Loan Advisor - San Francisco, Townsend Office
Guarantee Mortgage
NMLS: #216888/1850
AN
Have used Joel Marks for a couple transactions, one to refinance, and another in buying a house, and I can't say enough about what he does for his clients. He has helped me greatly in my last purchase of the house in which I was completing without a realtor. I have also referred a couple friends in the past and they were extremely happy. I will never use another mortgage advisor going forward.
AH
Thank you Joel for your personalized service on supporting the purchase of our first home!
TD
Joel did a stellar job from beginning to end. When I started my home buying journey, I wasn’t sure that I could qualify for enough to make a purchase, despite having a solid down payment. In fact, the first broker I contacted left me feeling that I couldn't get anything. Joel, however, made me feel the possibility that I could really accomplish my goal of buying a home, as he took my information and prequalified me. At each step, he was assuring and provided me with knowledge and options to make informed decisions. I am a 'gig worker'. He was able to take my patchwork of jobs and get me a good loan for a nice home. When documentation requirements came up that it seemed that I could not meet, he found solutions so that I could provide the paperwork to satisfy underwriters and lenders. In the end, I was able to buy the home that I had been wanting and Joel made that happen. I can't thank him enough.
RM
As with my previous experiences, Joel was great to work with. Made the refinance seamless.
JC
Joel is extremely competent, patient and helpful. He made the process of obtaining our loan run so smoothly from start to finish.
JT
Joel Marks was so knowledgeable and helpful throughout the entire home buying process. I could not have asked for a better person to support me through this
SL
Joel went above and beyond to make sure that we could secure our loan, we had a unique case which required expertise in all different loan types. He also has a great source of knowledge and contacts in the industry that is invaluable. I would highly recommend Joel to anyone!
TP
Joel has been my mortgage broker for 10 years. He’s AMAZING!! Best of the best at what he does. Recommend him 200%
BM
We’re repeat clients of Joel’s and highly recommend. Fast, organized, helpful, thorough and a pleasure to work with.
OG
Joel is awesome! We have worked with him on various occasions and he always delivers top-notch service. We will continue to work with him and Guarantee Mortgage for all future projects.
AR
Joel gave us reassurance at every turn in the loan process, and helped us close escrow twice as fast as we thought was possible. We'll be friends and neighbors for a long long time.
LW
Working with Joel Marks was a very positive experience. He kept me informed and calm during what can be a stressful process. I couldn’t have found a better person to work with.
EA
We had a great experience with Joel. He was kind and patient and answered all of our many, many questions. This was our first home purchase and we are so grateful to have had Joel guiding us through the process. We would absolutely work with him again and will definitely recommend him to our friends!
SB
Joel was excellent to work with! He always took the time to explain each process and helped us every step of the way. Would recommend him and his team to anyone!
OT
Joey was amazing to work with. He was really on top of it and answered all our extensive questions. Would work with him again and recommend him to friends
BM
Much appreciation for the quickly answered questions, many preapproval letters, and follow-through closing on time. Thanks!
OG
Joel Marks is exceptional! This is our second property and mortgage we have entrusted with him. He is extremely knowledgeable, helpful, and quick and direct in his communication. He made the entire process seamless and delivered on all deadlines set forth. We will continue to use Joel in the future! Thank you for everything!
MD
Excellent customer service. Joel was responsive and communicative throughout the process. I will be back next time I need a mortgage or refinance!
YT
It was so easy to work with Joel from beginning to the end. Everything went so smoothly and we feel confident and trust. Thank you!
JH
Wonderful service from the best broker !
KS
Joel was consultative and professional through the entire process.
SH
Joel did a great job of keeping us on track of a lengthy, tedious closing due to the nature of the underwriting. Once we got final approval things moved Very Quickly and that was much appreciated. 4 days from final approval to keys in hand.
SR
Best customer service I have experienced in the last 20 years! Joel did what he said he would and did it on time!
ER
Joel Marks is one of the best in the business. Efficient, punctual and friendly, he did his best to get us a great rate, I will be using him for all our future loans!
JW
Joey Marks continues to provide excellent service. I’ve been through multiple refinances and just purchased a house with the help of Joey. I couldn’t ask for more...highly recommend.
