Sahar Milani

Mortgage Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #: 1521039/1850
With over 17 years progressive experience in the mortgage industry. I started my career as a mortgage loan processor in 2001. I am familiar with all aspects of the loan process. Retiring from my processing position in 2015 to work directly with clients as a mortgage originator assistant, I know exactly what my clients need, why they need it, helping you understand the mortgage process and will always give you very realistic expectations for the process. I believe taking the time to listen and understand - is the key to structuring the right loan for your situation. I use my unique background, perspective and knowledge to guide you through your loan process.

I come from a Persian background, raised in Denmark - I speak farsi and danish.

Equal Housing Opportunity
NMLS #: 1521039/1850
APMC CA BRE #01215943
Dec 7, 2020
Let me start off by saying I fully recommend working with Sahar. As a first time homebuyer, there is so much to learn and keep track of, and I don't think we would have gotten it done without Sahar! We interviewed a few mortgage brokers and from the first call we knew we had to go with her - she was clear, informative, and professional. She was also extremely quick, which is absolutely necessary in today's market. She went above and beyond the entire process from calling sellers' realtors to vouch for us as we made offers, working closely with our realtors, and overall just doing anything necessary to close as she knew we were up against a tight timeline. And, best of all, she was just so nice, helping making a stressful process as easy as possible. We joke we miss talking to her everyday :) You will not go wrong with Sahar on your team!
Nov 8, 2020
Sahar is incredible! As first-time homebuyers during a pandemic in a crazy demanding market in the Bay Area, we were extremely nervous and unsure which was the best route to get a mortgage loan. We got pre-approved by a big bank to start, but we weren't too pleased by the rate and we felt that the banker was quite pushy. Sahar was the complete opposite! We needed a super quick turnaround with the pre-approval and then to close on the house. Sahar got us a great rate and she was there to answer our questions at every hour and push things forward. She had our best interest in mind every step of the way and we appreciated her honesty, humor, and guidance. We will definitely use her again and recommend her to our friends and family.
Sep 21, 2020
Home Buyer - Loan serviced through Sahar
Sahar is truly amazing.

Buying a home is a joyous occasion. Thinking about taking out a loan and dealing with banks - not so much. Fortunately, we had Sahar.

When we first started looking at homes, we only really considered working directly with a big bank for our loan. But then through a recommendation, we met Sahar and were quickly won over. Not only did she get us a great rate, she was super responsive and attentive, more so than anyone else we talked to. She even gave us great, honest, advice when we were comparing competitive rates. She was there for us, right from the start, even before we chose to go with her.

We were first time home buyers, and Sahar didn’t hesitate to explain every step of the process to us. Whenever we had questions, she was there for us LIke really there for us; her response time is incredible, day or night!

When there were hiccups in the loan process, she advocated for us. When the bank said we may have to delay closing for a day or two, she got them to push it through on time.
Sahar was effective, efficient, and reliable. And she got us through the loan process with enthusiasm and excitement for our future.

Thank you again Sahar. If we ever buy a home again, we’ve got your number.
Jul 22, 2019
Sahar Milani was a pleasure to work with. She went above and beyond and worked with us to resolve a few unforeseen financial matters that came to light during our loan process while purchasing our second home. With our existing property, she was able to refer us to the exact financial institution geared specific to HELOC and purchasing a second home. She is available to answer any question and was amazing to work with, I was never worried!
May 15, 2019
I came to bay area from the UK 9 month ago with no credit history and limited funds. I was so desperate to buy a condo before the market heats up because of upcoming 5 IPOs in 2019. I reached out to many brokers and mortgage advisors and they couldn’t offer me anything more than 800k with very high interest rates due to my poor credit score and lack of credit history. While i was losing my hopes in being able to buy anything this year, i was introduced to Sahar who miraculously managed to find two lenders who could not only provide me with deposit and the loan but they were happy with my credit history and limited cash and no need for reserve cash. I managed to buy my dream condo in one of San Francisco best neighbourhoods for $1.310M and closed it in 18 days. All of above couldn’t have been possible if Sahar was not there. Words can’t describe my gratitude and admiration for her dedication and competence during this journey. I forever feel indebted to her for her support and professionalism to make my dream true. Thank you Sahar
May 5, 2019
Sahar is amazing. Competent, always on top of everything...she got our loan funded and we were even able to close early! She explained everything and answered all our questions throughout the entire process and we felt 100% comfortable and confident in her throughout the entire experience. We will be recommending her to EVERYONE we know!