Vince Breen

Vice President - Townsend Office S.F. Guarantee Mortgage NMLS #238661 / 1850 - CA BRE #00923758 / 01215943
Vince has been one of the most highly regarded mortgage brokers on the San Francisco Peninsula for the last 25 years. Vince is currently a Vice President/Branch Manager of the San Francisco Townsend Street office.

Vince is a 5th generation San Franciscan, whose family has long ties to the real estate community throughout the Bay area. Vince's extensive network of satisfied clients, realtors, and escrow officers has fueled the basis of his success over the years. Vince's knowledge and expertise combined with his team's attention to detail are imperative in today's challenging lending environment.

Equal Housing Opportunity
NMLS #238661 / 1850
CA BRE #00923758 / 01215943
Jan 12, 2021
★ ★ ★ ★ ★
Vince made the entire process easy, great communication and was there for any questions I had. I appreciate all the work he puts in to make it easy for his customers. Thanks Vince. Highly recommend to all!!
Dec 29, 2020
★ ★ ★ ★ ★
Vince ALWAYS does a fantastic job! We have been refinancing with Vince for over a decade and he makes it so easy! Very responsive & his team is amazing as well!
That's why we keep coming back for more!
Dec 11, 2020
★ ★ ★ ★ ★
Vince and his team just closed three loans at once for us and again it was like hitting the easy button. Good rates and great service, and Vince taking that action to make a deal happen. Vince and his teams have been helping us for three decades and almost two dozen loans.
Nov 2, 2020
★ ★ ★ ★ ★
Vince & team have helped us on several refi’s over the years. Each transaction has been amazing! The team is ultra responsive and we were never left wondering what was next. No hesitation in recommending Vince - 100% satisfied!
Sep 15, 2020
★ ★ ★ ★ ★
Vince has helped us refinance home loans for years - we just closed last week! I would recommend him highly! He is personable and detail oriented....
Aug 14, 2020
★ ★ ★ ★ ★
Vince was able to secure the 4th loan in 2 years for me and as usual makes it painless. Vince and his team are just amazing.
Aug 9, 2020
★ ★ ★ ★ ★
Vince and his team were the best mortgage partners we could have asked for in the purchase of our first home. They were very personable, responsive, knowledgable, and helpful. All our questions were answered quickly and patiently. We got a terrific loan and always felt they would go the extra mile for us.
Aug 4, 2020
★ ★ ★ ★ ★
There is no better mortgage broker anywhere to our knowledge. Vince has worked with us on many first mortgages and refinances over many years, and each and every time he has been 100% focused, highly efficient, and always on top of every detail. His service orientation is unmatched, and he communicates with us constantly to ensure that we are kept up to date on the progress of our loan. I would recommend Vince Breen to anyone seeking expert advice and absolute dedication to customer satisfaction. To us, Vince is not just a mortgage broker, he has also become a good friend whom we rely on to serve our best interests.
Apr 22, 2020
★ ★ ★ ★ ★
Vince and team are great. They’re responsive, easy to communicate with and they explain every part of the process. They made everything go very smoothly
Mar 19, 2020
★ ★ ★ ★ ★
Vince goes way beyond what most people are capable or willing to do. I would'nt think of going anywhere else. Vince is the BEST!
Mar 4, 2020
Homeowner
★ ★ ★ ★ ★
Vince Breen is excellent at his job. Hihjly recommend him and Guarantee Mortgage to anyone seeking a professional and rewarding experience.
Feb 1, 2020
Homeowner
★ ★ ★ ★ ★
It has been a long time since we refinanced and the additional paperwork was overwhelming. Vince walked us through the entire process carefully and thoughtfully. It was a great learning experience that we survived thanks to Vince and his staff.
Jan 2, 2020
Director of Operations
★ ★ ★ ★ ★
Vince was a superstar with our loan process, I couldn't imagine working with anyone else. His incredible communication skills helped us close early and we couldn't be more grateful. He was available all hours of the day to make sure everything went smoothly for us.
Nov 27, 2019
Managing Partner
★ ★ ★ ★ ★
Vince and his team were great to work with and I can not complement them enough about how easy they made this process. If you are looking for someone that treats you more like a friend then a client then Vince and his team come highly recommended. Thanks again Vince and we look forward to working with you again in the future.
Nov 15, 2019
CFO
★ ★ ★ ★ ★
This was the 2nd time we have worked with Vince and his team and the experience has been flawless both times. Vince and team are true professionals that understand their business perfectly. They are excellent communicators and make things run as smoothly as possible. Vince understands the market and works for the best possible outcome for his customer from beginning to end.
Nov 6, 2019
★ ★ ★ ★ ★
Vince is very knowledgable regarding the lending market. He was very thorough in obtaining documentation and information from me so as to be in a position to present a loan package to lenders. He made the process simple and, most importantly, he obtained a loan for me at an excellent rate. I wholeheartedly endorse his professionalism and would recommend to all that his services be utilized.
May 11, 2019
★ ★ ★ ★ ★
Vince and his team were fantastic. From my first email and phone call, through our closing, Vince was quick to respond & take action, clear in his explanations & requests, communicative & team-oriented with our agent & title company, and committed to our success. He delivered us our 12 calendar day close with financing (a record?!), all while navigating a multi-party shared loan & purchase. And the rates were the best of three outfits we compared apples-to-apples at the outset. I would recommend Vince any day.
Apr 29, 2019
★ ★ ★ ★ ★
I greatly appreciate the professionalism and insights provided by Vince and his team. Our transaction was easy to complete. It was a pleasure to work with Vince and his team. - April 2019
Jan 6, 2019
Executive Director
★ ★ ★ ★ ★
Outstanding service from Vince and Scarlet. A real pleasure to deal with - made our remortgage process painless. I will definitely be referring friends to Vince!
Dec 1, 2018
★ ★ ★ ★ ★
Guarantee Mortgage is the only company Sandy & I will use.
Vince has handled several loans for use thru-out the years.
Vince and the staff at Guarantee Mortgage are Professional, Efficient, Trustworthy, and most all very pleasant to work with. We could not have done this transaction without Scarlet's help and assistance.
Thank You Vince and to all at Guarantee Mortgage.
Dan & Sandy
Oct 20, 2018
★ ★ ★ ★ ★
Vince and his team are helpful, professional, efficient and communicate very well. Always a pleasure to trust in Vince and his team. Thanks again.
May 18, 2018
buyer
★ ★ ★ ★ ★
This must be the seventh or eight time we have purchased a loan or refinaced with Vince.
What can one say.
Vince gets it done even in this environment riddled with paper work and requirements.
Mar 5, 2018
VP, Regulatory
★ ★ ★ ★ ★
Vince is incredibly thorough, responsive and supportive. We have used him multiple times - he sets clear expectations and then always gets the job done.
Jan 30, 2018
★ ★ ★ ★ ★
Vince has been able to get me loans for 3 different properties in the last year. He is simply amazing!
Nov 27, 2017
★ ★ ★ ★ ★
Vince is without a doubt the first person we would turn to and recommend in regards to his knowledge, experience and can do attitude with respect to the mortgage industry. From day one, Vince helped us through every single step of refinancing our mortgage and he made himself available 24/7, even when our busy schedules did not exactly sync up. Vince took our concerns and worries and turned them into very positive and attainable goals and he successfully helped us refinance our mortgage very quickly and efficiently. I would recommend Vince 100% to friends, family and all others who are looking for a mortgage broker who take personal pride in his/her work. Thank you, Vince!
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My Associations

Equal Housing Opportunity | NMLS #1850