Vince Breen

Vice President - Townsend Office S.F. Guarantee Mortgage NMLS #238661 / 1850 - CA BRE #00923758 / 01215943
Vince has been one of the most highly regarded mortgage brokers on the San Francisco Peninsula for the last 25 years. Vince is currently a Vice President/Branch Manager of the San Francisco Townsend Street office.

Vince is a 5th generation San Franciscan, whose family has long ties to the real estate community throughout the Bay area. Vince's extensive network of satisfied clients, realtors, and escrow officers has fueled the basis of his success over the years. Vince's knowledge and expertise combined with his team's attention to detail are imperative in today's challenging lending environment.

Equal Housing Opportunity
NMLS #238661 / 1850
CA BRE #00923758 / 01215943
Apr 22, 2020
★ ★ ★ ★ ★
Vince and team are great. They’re responsive, easy to communicate with and they explain every part of the process. They made everything go very smoothly
Mar 19, 2020
★ ★ ★ ★ ★
Vince goes way beyond what most people are capable or willing to do. I would'nt think of going anywhere else. Vince is the BEST!
Mar 4, 2020
Homeowner
★ ★ ★ ★ ★
Vince Breen is excellent at his job. Hihjly recommend him and Guarantee Mortgage to anyone seeking a professional and rewarding experience.
Feb 1, 2020
Homeowner
★ ★ ★ ★ ★
It has been a long time since we refinanced and the additional paperwork was overwhelming. Vince walked us through the entire process carefully and thoughtfully. It was a great learning experience that we survived thanks to Vince and his staff.
Jan 2, 2020
Director of Operations
★ ★ ★ ★ ★
Vince was a superstar with our loan process, I couldn't imagine working with anyone else. His incredible communication skills helped us close early and we couldn't be more grateful. He was available all hours of the day to make sure everything went smoothly for us.
Nov 27, 2019
Managing Partner
★ ★ ★ ★ ★
Vince and his team were great to work with and I can not complement them enough about how easy they made this process. If you are looking for someone that treats you more like a friend then a client then Vince and his team come highly recommended. Thanks again Vince and we look forward to working with you again in the future.
Nov 15, 2019
CFO
★ ★ ★ ★ ★
This was the 2nd time we have worked with Vince and his team and the experience has been flawless both times. Vince and team are true professionals that understand their business perfectly. They are excellent communicators and make things run as smoothly as possible. Vince understands the market and works for the best possible outcome for his customer from beginning to end.
Nov 6, 2019
★ ★ ★ ★ ★
Vince is very knowledgable regarding the lending market. He was very thorough in obtaining documentation and information from me so as to be in a position to present a loan package to lenders. He made the process simple and, most importantly, he obtained a loan for me at an excellent rate. I wholeheartedly endorse his professionalism and would recommend to all that his services be utilized.
May 11, 2019
★ ★ ★ ★ ★
Vince and his team were fantastic. From my first email and phone call, through our closing, Vince was quick to respond & take action, clear in his explanations & requests, communicative & team-oriented with our agent & title company, and committed to our success. He delivered us our 12 calendar day close with financing (a record?!), all while navigating a multi-party shared loan & purchase. And the rates were the best of three outfits we compared apples-to-apples at the outset. I would recommend Vince any day.
Apr 29, 2019
★ ★ ★ ★ ★
I greatly appreciate the professionalism and insights provided by Vince and his team. Our transaction was easy to complete. It was a pleasure to work with Vince and his team. - April 2019
Jan 6, 2019
Executive Director
★ ★ ★ ★ ★
Outstanding service from Vince and Scarlet. A real pleasure to deal with - made our remortgage process painless. I will definitely be referring friends to Vince!
Dec 1, 2018
★ ★ ★ ★ ★
Guarantee Mortgage is the only company Sandy & I will use.
Vince has handled several loans for use thru-out the years.
Vince and the staff at Guarantee Mortgage are Professional, Efficient, Trustworthy, and most all very pleasant to work with. We could not have done this transaction without Scarlet's help and assistance.
Thank You Vince and to all at Guarantee Mortgage.
Dan & Sandy
Oct 20, 2018
★ ★ ★ ★ ★
Vince and his team are helpful, professional, efficient and communicate very well. Always a pleasure to trust in Vince and his team. Thanks again.
May 18, 2018
buyer
★ ★ ★ ★ ★
This must be the seventh or eight time we have purchased a loan or refinaced with Vince.
What can one say.
Vince gets it done even in this environment riddled with paper work and requirements.
Mar 5, 2018
VP, Regulatory
★ ★ ★ ★ ★
Vince is incredibly thorough, responsive and supportive. We have used him multiple times - he sets clear expectations and then always gets the job done.
Jan 30, 2018
★ ★ ★ ★ ★
Vince has been able to get me loans for 3 different properties in the last year. He is simply amazing!
Nov 27, 2017
★ ★ ★ ★ ★
Vince is without a doubt the first person we would turn to and recommend in regards to his knowledge, experience and can do attitude with respect to the mortgage industry. From day one, Vince helped us through every single step of refinancing our mortgage and he made himself available 24/7, even when our busy schedules did not exactly sync up. Vince took our concerns and worries and turned them into very positive and attainable goals and he successfully helped us refinance our mortgage very quickly and efficiently. I would recommend Vince 100% to friends, family and all others who are looking for a mortgage broker who take personal pride in his/her work. Thank you, Vince!
Nov 15, 2017
Exec EA
★ ★ ★ ★ ★
I've worked with Vince for over 10 years and he's helped me with several re-fi's. Vince is straight-forward, honest and always available for my questions and very good at keeping me updated during the loan process. I trust Vince on his recommendations and I would recommend Vince (and Scarlet) highly. They are a great team. A+ all around.
Aug 30, 2017
Firefighter/Homeowner
★ ★ ★ ★ ★
Wish I had a Vince Breen for all work tasks!! Done several transactions with Vince over decades, I've always gotten such good deals and great service that would never consider using anyone else. Family and friends have been referred and they all say they have had the same experience. Vince gets it done, makes it easy, and very competitive. Thanks Vince and I still got a deal or two left, looking forward to the next one.
Aug 16, 2017
I have worked with Vince Breen on new mortgage loans and refinancing transactions for 20+ years. I always go back to Vince when the need arises, because he and his team are the most efficient, courteous and communicative people in the mortgage business that I have ever met. Their personal assistance in all matters related to loan applications, including impeccable follow-up on every last detail required to ensure on-time approvals and funding, are incredibly professional and first-class from start to finish. I can't think of anybody I'd recommend more highly Vince Breen. My partner and I are nothing but grateful for his superb efforts on our behalf. Thank you, Vince Breen -- you are the best!
Aug 9, 2017
Vince is the real deal. He is in a league of his own with respect to his knowledge of his industry and display of professionalism. From the moment I met him, I knew I was dealing with a true professional and he did not disappoint in the nine months it took to put our deal together. We had a very challenging project here and I sincerely doubt we would have had success without Vince on our team. It's chilling to think what the outcome could have been. Vince's contact info will remain at close hand because I know I will have friends and associates who will need his service and I will not hesitate to refer. It's very tricky navigating the world of real estate finance and Vince is the perfect guide!!

We remain forever grateful for Vince's genius and that we are acquainted with him.

Thank you,

Mike Droese
Jul 13, 2017
My husband and I would highly recommend Vince Breen!! He was able to secure us a loan in a very short window and now we own our dream home. He makes it easy for you and is wonderful to work with.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
VP California Cranial Institute, Inc.
Vince is by far the best mortgage broker we have ever worked with.
He knows what he is talking about and is on it. I was continually impressed with his ability to keep several balls in the air and still stay on target. I trust him implicitly.

Thanks, Vince!
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My Associations

Equal Housing Opportunity | NMLS #1850