Vince Breen

Vice President - Townsend Office S.F. Guarantee Mortgage NMLS #238661 / 1850 - CA BRE #00923758 / 01215943
Vince has been one of the most highly regarded mortgage brokers on the San Francisco Peninsula for the last 25 years. Vince is currently a Vice President/Branch Manager of the San Francisco Townsend Street office.

Vince is a 5th generation San Franciscan, whose family has long ties to the real estate community throughout the Bay area. Vince's extensive network of satisfied clients, realtors, and escrow officers has fueled the basis of his success over the years. Vince's knowledge and expertise combined with his team's attention to detail are imperative in today's challenging lending environment.

Equal Housing Opportunity
NMLS #238661 / 1850
CA BRE #00923758 / 01215943
Nov 6, 2019
★ ★ ★ ★ ★
Vince is very knowledgable regarding the lending market. He was very thorough in obtaining documentation and information from me so as to be in a position to present a loan package to lenders. He made the process simple and, most importantly, he obtained a loan for me at an excellent rate. I wholeheartedly endorse his professionalism and would recommend to all that his services be utilized.
May 11, 2019
★ ★ ★ ★ ★
Vince and his team were fantastic. From my first email and phone call, through our closing, Vince was quick to respond & take action, clear in his explanations & requests, communicative & team-oriented with our agent & title company, and committed to our success. He delivered us our 12 calendar day close with financing (a record?!), all while navigating a multi-party shared loan & purchase. And the rates were the best of three outfits we compared apples-to-apples at the outset. I would recommend Vince any day.
Apr 29, 2019
★ ★ ★ ★ ★
I greatly appreciate the professionalism and insights provided by Vince and his team. Our transaction was easy to complete. It was a pleasure to work with Vince and his team. - April 2019
Jan 6, 2019
Executive Director
★ ★ ★ ★ ★
Outstanding service from Vince and Scarlet. A real pleasure to deal with - made our remortgage process painless. I will definitely be referring friends to Vince!
Dec 1, 2018
★ ★ ★ ★ ★
Guarantee Mortgage is the only company Sandy & I will use.
Vince has handled several loans for use thru-out the years.
Vince and the staff at Guarantee Mortgage are Professional, Efficient, Trustworthy, and most all very pleasant to work with. We could not have done this transaction without Scarlet's help and assistance.
Thank You Vince and to all at Guarantee Mortgage.
Dan & Sandy
Oct 20, 2018
★ ★ ★ ★ ★
Vince and his team are helpful, professional, efficient and communicate very well. Always a pleasure to trust in Vince and his team. Thanks again.
May 18, 2018
buyer
★ ★ ★ ★ ★
This must be the seventh or eight time we have purchased a loan or refinaced with Vince.
What can one say.
Vince gets it done even in this environment riddled with paper work and requirements.
Mar 5, 2018
VP, Regulatory
★ ★ ★ ★ ★
Vince is incredibly thorough, responsive and supportive. We have used him multiple times - he sets clear expectations and then always gets the job done.
Jan 30, 2018
★ ★ ★ ★ ★
Vince has been able to get me loans for 3 different properties in the last year. He is simply amazing!
Nov 27, 2017
★ ★ ★ ★ ★
Vince is without a doubt the first person we would turn to and recommend in regards to his knowledge, experience and can do attitude with respect to the mortgage industry. From day one, Vince helped us through every single step of refinancing our mortgage and he made himself available 24/7, even when our busy schedules did not exactly sync up. Vince took our concerns and worries and turned them into very positive and attainable goals and he successfully helped us refinance our mortgage very quickly and efficiently. I would recommend Vince 100% to friends, family and all others who are looking for a mortgage broker who take personal pride in his/her work. Thank you, Vince!
Nov 15, 2017
Exec EA
★ ★ ★ ★ ★
I've worked with Vince for over 10 years and he's helped me with several re-fi's. Vince is straight-forward, honest and always available for my questions and very good at keeping me updated during the loan process. I trust Vince on his recommendations and I would recommend Vince (and Scarlet) highly. They are a great team. A+ all around.
Aug 30, 2017
Firefighter/Homeowner
★ ★ ★ ★ ★
Wish I had a Vince Breen for all work tasks!! Done several transactions with Vince over decades, I've always gotten such good deals and great service that would never consider using anyone else. Family and friends have been referred and they all say they have had the same experience. Vince gets it done, makes it easy, and very competitive. Thanks Vince and I still got a deal or two left, looking forward to the next one.
Aug 16, 2017
I have worked with Vince Breen on new mortgage loans and refinancing transactions for 20+ years. I always go back to Vince when the need arises, because he and his team are the most efficient, courteous and communicative people in the mortgage business that I have ever met. Their personal assistance in all matters related to loan applications, including impeccable follow-up on every last detail required to ensure on-time approvals and funding, are incredibly professional and first-class from start to finish. I can't think of anybody I'd recommend more highly Vince Breen. My partner and I are nothing but grateful for his superb efforts on our behalf. Thank you, Vince Breen -- you are the best!
Aug 9, 2017
Vince is the real deal. He is in a league of his own with respect to his knowledge of his industry and display of professionalism. From the moment I met him, I knew I was dealing with a true professional and he did not disappoint in the nine months it took to put our deal together. We had a very challenging project here and I sincerely doubt we would have had success without Vince on our team. It's chilling to think what the outcome could have been. Vince's contact info will remain at close hand because I know I will have friends and associates who will need his service and I will not hesitate to refer. It's very tricky navigating the world of real estate finance and Vince is the perfect guide!!

We remain forever grateful for Vince's genius and that we are acquainted with him.

Thank you,

Mike Droese
Jul 13, 2017
My husband and I would highly recommend Vince Breen!! He was able to secure us a loan in a very short window and now we own our dream home. He makes it easy for you and is wonderful to work with.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
Owner California Cranial Institute
I wish I had a 1/4 of the energy this man has. Everyone involved in my purchase of my new home said he was incredible, timely,and a pleasure to work with. Vince found issues in my credit rating that went back for years that my previous brokers did not bring to my attention. I would recommend Vince to anyone.
May 25, 2017
VP California Cranial Institute, Inc.
Vince is by far the best mortgage broker we have ever worked with.
He knows what he is talking about and is on it. I was continually impressed with his ability to keep several balls in the air and still stay on target. I trust him implicitly.

Thanks, Vince!
May 25, 2017
Attorney
My husband and I had a fabulous experience working with Vince. He always made us feel like his top priority and we especially appreciated his excellent communication and frequent updates. He is professional, dedicated, and very thorough. We truly enjoyed working with Vince and can't thank him enough!
Feb 23, 2017
Vince has done an amazing job securing a loan for me. Persuing every avenue to get me a loan. I can't say enough good things about him and how hard he worked to make it happen. I highly recommend him and will always use his services in the future!
Jan 26, 2015
Vince and his team were so helpful in the home buying process. They really took a lot of the stress off our plates and worked tirelessly under tight deadlines to get the job done.
Jan 26, 2015
Great service and care. This team goes above and beyond to take of all matters in a timely fashion. Highly recommended.
Jan 20, 2015
Client
I am happy to recommend the services of the Vince Breen and his Guarantee Mortgage team. We have been working with Vince for over 20 years and have always been completely satisfied. He does an excellent job, is enthusiastic, reliable and dedicated.

Vince has our highest recommendation, and I am happy to furnish more details if you would like additional information. Feel free to contact me.
Jan 20, 2015
Home owners
After living in our house 12 years, it was time to do some necessary upgrading and remodeling, and we wanted to take advantage of the excellent rates and refinance. Vince Breen of Guarantee Mortgage and his staff made the process simple. The people at Guarantee Mortgage are thorough, thoughtful, and pleasant to work with. They explained every step and kept on top of all deadlines, allowing us to close on-time. I would recommend them to anyone who needs to refinance.
Jan 5, 2015
D.M.D
Vince did a great job helping us get financing for our new home. Thank you Vince and we'd love to recommend you to all our friends.
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My Associations

Equal Housing Opportunity | NMLS #1850