Richard Chalifour

Residential & Commercial Loan Consultant - Townsend Office Guarantee Mortgage NMLS #349170 / 1850 - CA BRE #00915461 / 01215943
I began my career in 1986 as a Realtor then in 1992 I decided to transition into the Mortgage side of the industry.
Over the year's, I've helped hundreds of clients achieve various ownership goals:
A Families Primary Home, Vacation Properties, Commercial & Investment Properties or Downsizing the Family Home for Seniors.
My early clients taught me the art of listening.
Understanding clients wants, needs & desires enables me to fully understand their mortgage needs.
As a result, I'm able to provide them with a financial plan that fits their needs.
For me, an up, down, neutral or volatile market doesn't matter as clients always have ongoing needs & helping them is always an honor.

Equal Housing Opportunity
NMLS #349170 / 1850
CA BRE #00915461 / 01215943
Sep 15, 2020
Development Director
Richard works very hard to get the job done. He is relentless, gives great advice and very knowledgeable. We trusted him throughout the entire process and he saved us a couple times with giving the right advice. He is also very communicative, responds almost immediately and not afraid to put pressure on other parties to get the loan moving along. He got us a great rate and an awesome house. Highly recommend.
Dec 12, 2018
I just finished a refinance with Richard and he was awesome! Wonderful friendly personality and very knowledgeable. It is obvious from the start that Richard has vast experience and is more than willing and able to use that experience to get you the best possible results. I am self employed and have had horrible experiences with banks and loan agents in the past, but my experience with Richard was so very different. While others seemed to put up road block after road block and leave you to figure out how to maneuver around them, Richard took care of most road blocks (of which he made sure there were very few!) and kept things moving. Very fast, very easy process. He even went out of his way to meet me at my home on more than one occasion. I highly recommend!!
Oct 22, 2018
We had worked with Richard for closing our first property. We would highly recommend Richard. He is very detail oriented and is always ready to help with any questions that we had. Like he always says, for him its not a one time business that is important, its the relationship that he develops with his clients that is important. And I can definitely vouch for that. Would highly recommend Richard to anyone looking for help in mortage services.
Jan 25, 2018
Self employed
Trust worthy and professional in the field
Nov 27, 2013
Employee and Labor Relations
I have refinanced with Richard Chalifour a number of times. Richard is very patient and does a great job of explaining the intricacies of the mortgage process in plain english. He makes the whole process very painless. The result is a smooth closing every time. I would not hesitate to recommend Richard Chalifour at Guarantee Mortgage to anyone in need of mortgage services.

Oct 22, 2013
I have worked with Richard several times & would continue to do so. He is professional & kind. I have recommended friends & family & they also enjoyed his expertise & professionalism. I will continue to utilize his services in the future & would always recommend him to anyone in need. Thank you Richard for always being more than a "loan Officer" YOU ARE THE BEST!!
Sep 17, 2013
Hello. My name is Dawn Klein and I wanted to bring to your attention what an incredible staff that you have. Richard Chalifour and those who worked with him to help me re-finance my home were wonderful. The level of care and personal attention given to this nightmare of a process was far above and beyond what I have experienced anywhere else. I realize that this is your business and I should feel cared for but there was an obvious difference in the amount of time effort and personal attention that I received during this process. I am certain that I asked Richard on more that one occasion to relax it's just a re-fi, only to have him working around the clock to make this happen for me and my family. Richard is defiantly and advocate for his clients.
Thank you
Sincerely, Dawn Klein