Scarlet Kim

Mortgage Specialist - Townsend Office S.F. Guarantee Mortgage NMLS #240991 / 1850 - CA BRE #01267469 / 01215943
Equal Housing Opportunity
NMLS #240991 / 1850
CA BRE #01267469 / 01215943
Nov 20, 2021
This was the second time that we worked with Scarlet to refinance our home mortgage. It was less then a month from the time we started until the loan cloased.
Everything closed just as she projected.
A pleasure to work with.
I highly recommend her.
Oct 22, 2021
Scarlet is the best loan process guide and loan educator! We have worked with her on both our original home loan, and we just refinanced with her as our broker. She explains every step along the way, is a proactive communicator making herself available to clients. The last notary was impressed with the fact that our broker had already talked us through every number on the loan sheet. She is equally patient, positive, and professional. I highly recommend Scarlet at Guarantee Mortgage. She is our go-to financial broker.
May 14, 2021
Director of Real Estate
My wife Ines, and I have been using Scarlet's services for years.

Scarlet is always looking out for her clients best interest!

She has also helped friends, family members, and my wife's Real Estate Clients.

Always does a super job!

We highly recommend her services!

Marc & Ines Malardino
Apr 23, 2021
She is knowledgable, explains everything very well and pays attention to all the details. Highly recommend.
Mar 24, 2021
Scarlet helped us with our 2nd refi and was as great as we remembered from the first time. We loved her work so much that we have recommended her to multiple friends and everyone has been happy! Thanks again Scarlet you are the BEST!
Jan 15, 2021
Scarlet is professional, easy to work with and helped with all the details of this transaction.
I would definitely recommend her.
Nov 6, 2020
Scarlet was extremely responsive and kept me Will informed throughout the process!
My personnel situation was complicated and she guided me to the finish line successfully!
I recommend Scarlet highly !
Sep 22, 2020
Professor, Stanford University
Scarlet is outstanding. Great communication and speedy action on all necessary steps in the process to get a mortgage in place. I highly recommend her.
Aug 28, 2020
We have worked with Scarlet for many years! She is a wonderful person to work with. She makes every step easy. Not only is Scarlet sweet and helpful, she has always gotten us the best rates possible. We think she’s awesome!
May 29, 2020
My family and I have been working with Scarlet on our mortgage and refi needs for many many years.

Scarlet is efficient, timely, organized, trust worthy and extremely knowledgeable. My family and I would have no cause to use anyone else.

Highly recommend working with Scarlet!
May 11, 2020
HR Manager
Scarlet has been our mortgage specialist for 2 home purchases and at least 3 re-fi's - and I would never use anyone else! She is professional, communicative, detail-orientated and on top of everything.
Thank you Scarlet!
Mar 14, 2020
Easiest refi ever. Scarlet took care of us every step of the way and made sure we knew what to expect.
Mar 7, 2020
Scarlet is an excellent loan officer who is timely, detail oriented, and courteous. She kept us well informed every step of the process. She even came to our signing of loan docs as part of her service during off hours. We highly recommend Scarlet.
Feb 14, 2020
strategic planner
scarlet is *consistently* the best at researching competitive options, working variables to make the best combined option, explaining (and re-explaining) details, and is *tremendously* responsive. i always highly recommend her!
Jan 6, 2020
Ron Fiore and Scarlet Kim of Guarantee Mortgage made my Christmas dream come true again. My Mortgage was going to increase very dramatically due to Property Tax. But with their help. I am only paying $75 more that what I am paying now. Great interest rate , quick response , and closed just before the end of 2019. Ron and Kim Thank you soooooooo much for keeping my dreams come true. 10 stars.
May 3, 2019
Income Auditor
Scarlet is a pleasure to work with. Her knowledge of the industry and the processes that it entails are unparalleled! She's detailed, ethical and engaging. I've called on her for all my mortgage needs ever since I bought my home in 2000. I would NEVER use anyone else!