Robin Patronik

Senior Loan Officer - San Francisco - Montgomery St. Guarantee Mortgage NMLS #241087 / 1850 - CA BRE #01347330 / 01215943
IN BRIEF: I provide the service of real estate financing AND deliver what I quote.

EXPERIENCE: 15+ Years in the mortgage industry.

WHAT I DO: I find the best rate, terms, and product for your next refinance or new home purchase.

HOW I AM DIFFERENT: I work with you and am your sole contact from start to finish, “hand holding” until your loan is funded (no assistants or “team”).

• I am responsive, even on weekends, and provide lender updates on a daily basis.

• I am the manager of (most likely) your largest asset; your mortgage. I will continue to provide rate updates on an annual/bi – annual basis, long after your loan has funded.

• My intent is to keep you as a client for life and not just as a one time deal.

Equal Housing Opportunity
NMLS #241087 / 1850
CA BRE #01347330 / 01215943
May 5, 2020
Home owner
Robin did a great job for us. She identified the opportunity and let me know of it. She provided excellent support and kept me informed throughout the lending process. She helped make this whole thing easy. I would definitely recommend her.
Apr 14, 2020
I’ve used Robin twice (initial home loan and then refinancing years later). Professional, helpful and patient. She is very good at what she does and takes the pain out of the process.
Oct 28, 2019
Retired educator
Robin is exactly the person you’d want to guide you and your loan process. She is very detail oriented and familiar with an array of issues which may arise, and how to effectively, preemptively address them.
I’ve financed and refinanced numerous loans with her and my satisfaction rating for her is a 10 out of 10!!
Mar 20, 2019
Robin is incredibly conscientious and a great communicator. We have done more than one refinance with her and she is consistently great to work with. I highly recommend her.
Feb 22, 2018
Bruce Gittings
I have found over the years the lending process has become more difficult to navigate without professional assistance.Having Robin there to guide us was absolutely necessary to obtain the best loan for our financial needs we greatly appreciate her services and would strongly recommend her.Thanks Bruce and Debbie
Feb 5, 2018
Robin never gave up and we finally closed a good loan. She stayed in touch over the last few years and went through one failed attempt and then final success.
Nov 17, 2017
Robin is amazing! She was a HUGE help through a long process - helping secure a great loan, managing all the steps, coordinating with all parties, providing excellent counsel, and above all keeping me informed throughout. I can't recommend her enough.
Nov 10, 2017
Investment Property Owner
"There simply are no superlatives sufficient to thank you for your fantastic service! Due to my personal situation, you took what turned out to be an extremely challenging and successfully navigated me through the process to a successful conclusion. In every single step, you proved to be friendly, patient, polite, knowledgeable, professional and consistently available to me. What more can a person ask for in a mortgage broker? I will happily and enthusiastically recommend you to others. Thanks Robin for all your support and assistance!"
Nov 8, 2017
Buyer's Realtor
Robin was very informative and kept our quick escrow on a breeze! She is very efficient, diligent & completely reliable!
Nov 7, 2017
bennett gittings
This was not the first time I have worked with Robin and just like always it was a very easy process with her. We had some tight time frames and she had no problem making it happen for us. We would highly recommend using robin, always a pleasure to work with her.
Jul 18, 2017
This was the first time I had a chance to work with Robin. The only thing I can say ,Robin made it extremely easy and pleasant with fast closing.with my job, I deal with many Loan officers, I can easily say Robin is one of the best ,I have ever worked with. Looking forward to work with her again. I recommend her highly
Jul 11, 2017
General Manager
Robin was great ! She was very helpful and knowledgeable about the home buying process. Very responsive via email, and details all required steps very clearly. Being a first time home buyer, it was very helpful having Robin carefully walk us through this monumental process. It is so exciting buying our first home, understanding the responsibilities is very important, and Robin does a masterful job! My wife and I will never forget this experience, and we look forward to working with her in the future on our next home purchase !
Jun 11, 2017
Although we had to jump many a hurdle, Robin's tenacity prevailed and I am a very satisfied customer. I will surely do business with her and Guarantee Mortgage again.
May 5, 2017
Marketing Manager
I have used Robyn for my last 3 mortgages and probably a few refinances in-between. She makes the whole process as painless as possible, and her attention to detail means you never have to worry about anything falling through the cracks. You can always trust that she will find you the best rates/loan possible to meet your needs. I also appreciate how Robyn follows up periodically to keep me posted on rates and if it would be advantageous to refinance. I highly recommend Robyn's services - I truly believe she is the best in the business.
Nov 15, 2016
Domestic Engineer
It was a pleasure working with Robin on the refinance of our home. She is professional, prompt with email communications and thorough with explaining the procedures throughout the refinance process. I highly recommend her services and value her opinion and wisdom on real estate financing.
Sep 6, 2016
Robin was the ideal Loan Officer to refinance our mortgage with. She communicated clearly and conscientiously, and took the extra time and effort necessary to make the process as painless as possible.
Jun 17, 2016
Miss Robin,

She has been very professional, effective, and clear about procedures and process to follow. The refinancing process is every day more tedious and documented, and she was very patient and able to guide through some challenges during this long process.
Dec 8, 2015
Eng tech
Very helpful and on top of of the whole process
Nov 6, 2015
We have worked with Robin for multiple refinances. As always it was painless and efficient. She's very response and a pleasure to work with, especially considering how complex and painful the loan process can be. Would highly recommend her.
Sep 23, 2015
President and CEO
I totally understand that after the patriot act and the last financial crisis, lenders and banks are obliged to make sure one, you can pay your mortgage, two that all funds used for these transactions are not sourced by terrorist-backed funds. The only way to accomplish this is to verify that the funds came from an alternate and legitimate source.

Nonetheless, the process of refinancing my current/old mortgage was quite painful. Some of the lender/bank requests felt very intrusive and offensive. And it took so long that I started having to resubmit some documentation that became dated due to their efforts to drag it out so long. It was like I was stuck in an infinite loop of requests and demands to fulfill.

THE ONLY HELP was that my mortgage rep (Robin Patronik) was on top of things. She kept track of all requests, faxed docs, new strategies and really looked after the best deal for me. I was beyond impressed with the way she handled every step of the process. She was very clear about everything that was going on, was communicative at all times about any questions we had, and after almost a year trying (I had some issues to resolve) she got me the same or best deal possible.

I will recommend Robin to everyone I know that is in the home buying/refinancing. I truly cannot speak any more highly about what Robin and her company did for me, despite the official red tape. Use her!
You won't regret it. -
Sep 11, 2015
Robin did a great job with my re-fi. She was thorough and efficient, always making it clear what she needed from me and letting me know where we were in the loan process.
Sep 11, 2015
I can't recommend Robin too highly. She stayed in touch with me for 10 years keeping me abreast of rate changes and mortgage innovations. Eventually circumstances led us to do a refi with her. The changing paperwork demands were a pain in the butt but that wasn't Robin's fault - she made the process as painless as possible.
Aug 20, 2015
Robin is always on the ball -- timely, thorough and a pleasure to work with. She keeps the process on track and is a great communicator.
Aug 10, 2015
What a great experience, from beginning to end. Truly wonderful. We highly recommend Robin Patronik --she found the right loan for us --combing 1st mortgage and home equity loan, providing cash out at time of funding, securing lowest rate possible at the time. Not only did Robin guide us through what was a dizzying and often confusing process, she did so with the utmost grace and understanding, never complaining about our disorganized and often delayed follow up. Robin answered emails same day, if not within the hour or minute, of sending. Robin scheduled appts, adjusted schedules to accommodate ours, and followed up immediately after the loan had been signed to ensure everything went well. The entire process was seamless. I can't recommend Robin Patronik enough!
Aug 10, 2015
Home owner, East Bay, CA
Robin Patronik is an outstanding Loan officer. In July 2015 Ms. Patronik helped my husband and me to refinance two substantial loans, our home loan and a second home equity loan. She was able to combine the two loans into one and at our request she secured for us an excellent low rate on a ten year fix. We definitely would not have refinanced without Ms. Patronik's constant guidance, ability to problem solve, and obvious expertise in her field. She single handedly ensured we had a successful experience refinancing our home loan and our home equity loan at terms that favored us and have left us feeling very pleased with the outcome. Ms. Patronik is exceptional at her job and very pleasant to work with at all times in the refinancing process. I highly recommend her services..