James W. Argo

Senior Loan Officer - San Francisco, Townsend Office GM NMLS #257031 / 1850 - CA DRE #00869591 / 01215943
I have been providing personalized mortgage advice since 1984 and I am passionate about my work. I love what I do. I am an advocate for clients, not for banks.

Early in my career, I observed and realized that my clients needed financial advice on more than just their mortgage - advice that included the best ways to save for retirement, save for college, pay off debt, build a rainy day fund and properly invest for future needs. Today I uniquely advise each client holistically on how to handle their money and their mortgage, so they can achieve financial security faster.

Other things I am passionate about are my family, making wine, cooking amazing food at home, canoeing the rivers & lakes of Northern California and blowing the room away on my tenor sax.

Equal Housing Opportunity
NMLS #257031 / 1850
CA DRE #00869591 / 01215943
Jim is an amazing mortgage broker. You cannot go wrong by using him.
Jun 11, 2024
Jim Argo did a great job of coordinating a team of experienced professionals including realtors, insurance brokers, loan brokers and title insurance agents to get me to the finish line on time through a sea of choppy waters caused by the combination of high interest rates and the gathering storm in the residential insurance market. Well done team Argo 👍😊
Jun 3, 2024
Outstanding service! Jim Argo handled all aspects of our home loan process with professionalism and expert advice. He worked directly with our real estate agent and even called the sellers agent to confirm our financing. I highly recommend Jim Argo and Guarantee Mortgage for all home loan or refinance needs.
Feb 7, 2024
Jim Argo was very helpful for me .By his effort I bought my dream condo before selling my old one I do appreciate his effort I will work with him in future on other economic projects Of course I will recommend him to my friends.
Jan 3, 2024
Director of Production
I have worked with many people in the loan industry over the years, and I can say without a doubt, Jim is the best I have had the pleasure to get to know. Among many qualities; one of his best is his humbleness. he will spend as much time as needed to explain complex loan process, and details, in a way that everyone can understand. He is as much a coach, teacher and financial advisor as a lending professional. I found his ability to insert humor, and humanism into every interaction a key to keeping us calm in what would otherwise be a very difficult, stressful process. He kept the loan moving, kept us constantly informed, and the financial wheels rolling. We never had to chase him down and ask for answers. Along with our realtor, James was the reason we were able to buy this house, and as good an advocate for us as anyone could ask for.
Oct 27, 2023
Jim does a great job of keeping clients on track through the complicated process of finding the right loan when buying a home. Jim doesn't miss a beat when it comes to the necessary steps to get just the right loan needed. Well done!
May 22, 2023
5 stars all the way. James Argo is unquestionably the best in the business and a pleasure to work with.
May 18, 2023
When it proved difficult to get a loan, James Argo was able to make it work!
May 17, 2023
I've worked with probably hundreds of loan agents and mortgage bankers in my 20 year career and Jim is easily among the very best of them. Jim is experienced, unflappable, kind, careful with words, and above all else is extremely good at his job. He responds with lightning speed and is never too busy to focus on the immediate. This powerful cocktail of ingredients is exactly what you want from a loan agent.
Mar 31, 2023
Mr. Argo is the absolute best at what he does. Thank you.
Feb 2, 2023
James has helped us several times and every time has been 5 stars. Thank you!
Jan 30, 2023
Great service, spot on with getting everything in line to keep the ball moving.
Aug 9, 2022
Many thanks to Jim and his team for getting us our home mortgage. In spite of some challenging aspects, it all happened very quickly, and the result was more than satisfactory in terms of both the amount obtained, and the interest rate. Moreover, Jim was very proactive about explaining each step along the way, and was always available to answer questions, both of which made our part of the process easy to complete. Last but not least, Jim is a very friendly person and a pleasure to interact with. In short, highly recommended!
May 31, 2022
Jim was amazing. It was a bit more work upfront for us, but the actual mortgage closing process was exceptionally smooth. Jim was on top of issues as they arose, and often resolved them before we were even aware. Thank you Jim; we’re thrilled to have funded our first house, and give credit here to your efforts!
May 24, 2022
He did a great job. The process was a great experience and quick. I highly recommend him and his staff!!!
Mar 17, 2022
James is thorough,intelligent and well informed, and was very helpful about fielding mortgage questions pitched by my eldest. As a mom who.does not have experience with such transactions James was an excellent resource to her. Many many thanks!
Feb 17, 2022
Jim is the REAL DEAL. He went far and above the "numbers" and helped me clarify my needs and goals. He is both professional and compassionate; taking great pride in helping me get the right loan and terms that are in my best interest. I highly recommend Jim and his team. Thanks Jim!!!
Feb 10, 2022
Answered our questions and made the process easy
Jan 7, 2022
Wanted to extend our sincere thanks for helping us get this process completed with lightening speed, especially through this tough time and through all the holidays. Yet, again, another testimonial to how good you are.

Thank you!
Dec 30, 2021
James Argo will go to war to get you the best deal. Working with Jim is like having a family member in the mortgage business.
Nov 4, 2021
James and his team were really great and gave us the appropriate advice as we bought our home. His knowledge and expertise are deep and his knowledge of the Bay Area, added with great relationships with other service providers made our process really smooth and friendly in a post-pandemic buying environment. Highly recommend him!
Oct 27, 2021
Excellent service, courteous, knowledgeable and provided very good guidance through your the process. I would recommend Jim to anybody who is looking for reliable expertise on Mortgage loans.
Aug 23, 2021
Jim Argo and his Team are amazing. Courteous, thorough and communicative. I felt they gave us great frequent updates and Jim was always cool under pressure and in the current market - pandemic, low rates, etc - that is saying a lot. Jim even answered emails when on vacation in Europe which was very thoughtful. Professional all around and I would recommend him to friends/family.
Jul 2, 2021

Not only is Jim knowledgeable, he shares that knowledge in a patient, reassuring, user friendly way. He's trustworthy, responsive, personable, and makes the process go smoothly. I recommend him highly.
Jun 9, 2021
Excellent job, every time. Thank you, Jim!

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