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Tim Higbee

40 Recommendations
About Me
Sr. Mortgage Consultant - San Francisco Guarantee Mortgage

Thirty years of customer focus underlies Tim Higbee's work experiences in business ownership, client management, and strategic planning. Now he finds himself at the perfect intersection of his passions, having spent the past twelve years working directly with clients in real estate finance.

Tim's undergraduate degrees in Communications, Economics and Psychology prepared him for this dream job, teaching him to effectively discuss customer needs, craft realistic financial plans, and be aware of the formidable life changes that often accompany real estate planning. Finding the best path to each customer's ideal future is Tim's pride and firm priority.

EL
Jul 20, 2026
Tim is amazing. We’ve now done two home purchases with Tim and a re-fi. He’s communicative, friendly, and works hard to get you the best rates available. Highly recommend Tim.
GR
May 26, 2026
We found Tim to be exceptionally knowledgeable and professional from start to finish. He was consistently available and supportive on each issue along the way.
JP
May 19, 2025
Thanks! Great job on getting us a loan.
JM
Apr 1, 2025
Tim is amazing. We have now worked with him and his team twice and we'd definitely recommend his and his team
SL
Nov 15, 2024
Tim was very helpful to us in getting a loan to purchase a condo in Hawaii. He and his colleague did their best to make our dream come true, we couldn’t have been more thankful and happy with his excellent skills.
EM
Sep 19, 2023
Tim did an outstanding job getting our loan in place, on time and without any problems. If it weren't for his attention to detail, we could have lost the loan, but he made sure everything went smoothly. When most things with our home purchase did not go smoothly, it was nice to know the loan was in such capable and professional hands.
GM
Dec 27, 2021
Tim has helped me multiple times. His attention to detail, speed, and advice has always been great. I hope to keep working with him again in the future.
AH
Aug 20, 2021
Tim was everything we never knew we needed! He took the time to walk us through the whole process, was always available if we had any questions, and generally made what could be an incredibly daunting and nerve wracking experience totally painless.
ME
Jun 17, 2021
Tim has been incredibly patient with the numerous phone calls and questions we had buying our 1st home. He is clear and concise, and was extremely helpful - I can't recommend him enough.
KC
Jun 7, 2021
We have worked with and have known Tim Higbee for the last 6+ years. Tim is kind, efficient, and hard-working. He makes the loan process easy and fun! Tim is so organized and does an amazing job of communicating throughout the entire loan process. Tim helped us refinance back in 2015 and he just helped us get an amazing loan for our new home in Redwood City! We just closed escrow today! Tim makes everything so easy and we feel so lucky to know him and have him in our lives. He has also helped my brother and parents with their home loans and refinancing over the last 10 years. If you are looking for a loyal, patient, and honest loan officer, call Tim Higbee and he will take care of you!!
MW
Apr 6, 2021
Always by your side to get things through! Invaluable service!
KS
Mar 2, 2021
Higbee was very attentive to details and made sure all parties involved (and there were many) completed their tasks on time.
AS
Mar 2, 2021
Tim is always great: professional and communicative--and an advocate.
LD
Feb 18, 2021
My second and third refis, plus two purchases before. Not interested in working with anyone else, clearly. Tim and his team are the best! Fantastic service from A to Z!
MB
Dec 3, 2020
Tim was so helpful and always available to answer any question I had. He is a pleasure to work with and I would recommend him to anyone!!
AT
Nov 6, 2020
efficient and great communication
AK
Oct 30, 2020
Great communication, estimate of timing was accurate, costs were honestly explained and documented. Thanks!
MB
Oct 30, 2020
A very smooth experience. Tim was very knowledgeable and communicated well. He was able to adjust quickly whenever we adjusted our scenarios. Great experience!
TM
Oct 30, 2020
Tim explained the process thoroughly every step of the way and was very patient with a all our questions. He gave us full confidence that we were getting the best rate available, and was very flexible with changes needed along the way. Highly recommended!
BB
Oct 15, 2020
Honestly can't say enough great positive things about Tim. He's the best and more reliable person involved in all of the real estate transactions we do - he always gets his end of the work done, he communicates frequently, clearly and concisely throughout the process, and he's fun and easy to work with. He's very detail-oriented, which is surprisingly hard to find in this industry. He has even pointed out a few mistakes on paperwork that other people have made! We have worked with Tim for a long time and I will only ever trust Tim with my mortgage needs. You should do the same - contact Tim today and you won't regret it!
JR
Jul 21, 2020
Tim Higbee was fantastic to work with. I would recommend his service to anyone!
SS
Jun 8, 2020
Our loan officer, Tim Higbee, was amazing- thorough, proactive, thoughtful, always making the process easy for us.
BS
Jun 8, 2020
Tim guided us through the whole process and it was so easy!!! He was amazing to work with and going
D
Mar 8, 2020
The process was so easy. Tim is an amazing broker. He explains everything so simply and in layman's terms, he's responsive, and all around a great advocate for his clients.
J
Mar 8, 2020
Great stuff!