Guarantee Mortgage

We have helped Bay Area families finance their home purchase, with over $2 billion in loans annually, and we can help you.

Offering a wide range of mortgage products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (1290)

Jun 23, 2016

Christina Wenger recommends Debra Stedt

Library Director

I highly recommend Debra Stedt. She is incredibly responsive, answering questions within minutes via email. Debbie is patient--even if you ask the same question a hundred times!--and a very good explainer. She takes her job seriously, recognizing that she's not simply organizing information, but helping her clients understand the financial choices they're making. This is my third home purchase, and this loan experience was by far my best.
Jun 23, 2016

Amy recommends Debra Stedt

Realtor

Debbie did a fantastic job to help my buyers secure their home loan and close earlier than anticipated!
Jun 23, 2016

Taylor Davis recommends Kathy Derangi

Director of Legal

Kathy was a pleasure to work with - first and foremost, she is very responsive and very diligent, which means that the little details that are critical to closing a deal don't get lost. I received a home loan with Kathy's assistance for the first time this year (after having done 4 or 5 transactions in the past) - and this was by far the best service I had ever received, Kathy and her team were by far the most competent loan consultants I have ever worked with, and I would absolutely use Guarantee Mortgage again (in the past I have found myself talking directly to loan underwriters to move things forward - I didn't have to do that once with Guarantee Mortgage and, in fact, Guarantee Mortgage anticipated in advance issues and questions that would come up and, as a result, we never had any issues). I'd highly, highly recommend Kathy.
Jun 23, 2016

Taylor Davis recommends Debra Stedt

Director of Legal

Working with Debbie was an absolute pleasure. This was our 5th home loan transaction and Debbie's customer service and ability were far and away the best we had received. Debbie is extremely proactive and extremely responsive. There is no waiting around for a response from Debbie and it is never hard to get a hold of her. And usually when I had a question or issue, Debbie had already addressed it. She also is able to talk with sellers and sellers' agents in support of bids in a competitive market. I'd highly recommend her - she is awesome!
Jun 21, 2016

Anatoliy Pavlishin recommends Aisling Ferguson

Product Manager

Aisling is awesome. i've worked with her for the past 13 years in various capacities. She is always thorough, accurate, and puts her clients first. It is a privilege to use her as a mortgage broker and know that she will deliver on her promises.
Jun 17, 2016

Beatriz Rincon recommends Robin Patronik

CFO

Miss Robin,

She has been very professional, effective, and clear about procedures and process to follow. The refinancing process is every day more tedious and documented, and she was very patient and able to guide through some challenges during this long process.
Jun 15, 2016

Jeanne Kearsley recommends Aisling Ferguson

CCSF Instructor

I worked with Aisling on my original home loan and a recent refi. Both experiences were extremely positive. Aisling is focused, diligent and yes fast talking--but that just indicated to me how quickly her mind is working in my best interest! I was impressed by her efficiency and the response time to any of my emailed questions, usually within 10 minutes! I would highly recommend Aisling to anyone interested in making a real estate investment.
Jun 8, 2016

Randall Choy recommends James W. Argo

managing Partner, Hedani,Choy,Spalding & Salvagione, LLP

Jim took a difficult refinance, with difficult clients, and came through with flying colors, allowing a challenging family law and elder abuse case to settle, by refinancing a property to equalize the distribution of property between the parties. Highly recommended for his expertise, creativity, and professionalism. Dealing with multiple parties, and 5 attorneys, was incredibly challenging, and Jim successfully navigated these "shark-filled" waters.
May 27, 2016

Minaksi dave recommends Aisling Ferguson

Management Consultant

Aisling is a super efficient and timely service provider. She helped us with our home loans from ensuring we received a competitive rate to stepping us through the process of loan docs and ensuring at all times we had the data to make the right decisions. She is very through and quality minded to ensure a successful completion. I would always recommend Aisling and the fact we do not go anywhere else for a loan is a testament to that.
May 26, 2016

Sheila Johnson recommends Aisling Ferguson

Realtor

Aisling was a true pleasure to work with. Her diligence and attention to detail made for a very smooth transaction. Aisling was engaged and communicative through through the escrow period, enabling the buyers to feel confident in the process and close on their purchase in a timely manner. She was always reachable and responsive, which is essential in our business. I highly recommend Aislling!
May 20, 2016

David Cunningham recommends Aisling Ferguson

Program/Court System Analyst

We always go to Aisling for our home loan needs and are always very pleased. Aisling is efficient and a pleasure to work with. I would highly recommend Aisling.
May 19, 2016

Chris Mercier recommends Guy Rivera

Senior Property Manager

My wife and I had been trying to consolidate debt and save on monthly expenses. We had told by many others that there was little hope for our situation. Guy's vision, tenacity, and infectious enthusiasm are exactly what we needed to refinance our home loan. We are so incredibly thankful to Guy and his team (and to our good friend who recommended him)!
May 19, 2016

Shannon & Chris Mercier recommends Guy Rivera

We were lucky to find Guy Rivera to service our loan. Guy and his staff were all very professional and made everything feel so easy and stress-free. We will definitley be recommending him to all of our friends and will be calling Guy when its time for us to refinance again.
May 18, 2016

Steve Kopff recommends Ken Dean

CPA

I've used Ken Dean on several real estate deals over the last few years, some of them quite challenging. Ken has delivered and done so in a way that thinks outside of the box. I highly recommend Ken to anyone looking to purchase, refinance, or even do a bridge loan. He will make it happen
May 16, 2016

Denise S. recommends Ray Owens

Finance Admin/Investor

Ray is awesome!!!! Ray was able to refinance my main home when others promised me that they could but they always came back to me with an excuse. Ray kept me updated on the process and always took the time to answer all my questions.
May 16, 2016

Kevin McCullough recommends Ray Owens

Owner, Fitness Urbano

Ray has done a great job in helping us get business financing. He has resources available to help resolve any conditions that the lender throws your way. He's also great at managing the lenders to keep the loan process moving forward.
May 12, 2016

Jennifer Christensen recommends Guy Rivera

Customer

Guy and his team have now completed 2 refinancings for us, and each one has been an incredibly smooth experience. Such a great team of professionals. When I have financing needs, Guy is the person I call to get answers and the absolute best customer service.

Thank you, Guy and Vittoria!
May 10, 2016

Victor Tomasino and Kristian Greiff recommends Kara Fiore

Kara Fiore, our loan officer and now considered "friend", was such a "God send".
Kara was referred to us via our Real Estate Agent. We have used Wells Fargo for our last three transactions and knew many of the hoops we needed to jump through to secure financing. We own four properties in Los Angeles county. We also can tell in the first five minutes of conversation , if the loan officer knows all we will need to close the deal!
(( WOW!! )) Kara , exemplifies professional traits need for us to feel secure with using your company to close the deal with minimal stress!! We will be referring Kara to our friends and wanted you to know our amazing experience with her and your team.
Yesterday I needed to stop by escrow and pick up a document. I said "thank you" to them. The Escrow person shared how refreshing it was to work with Kara too. The Escrow person said it was one of the easiest deals she has worked on in a year.

Kara and team: Thank you for all you did, to close in such a short time , and all your hard work.

May 10, 2016

Roy Jinks recommends Ray Owens

Truck Driver

We closed with Ray last year it went very smooth, he knows what he is doing and kept us informed. He is very professional and he's a nice guy and a pleasure to talk to. I will defiantly use him again
May 9, 2016

Steve Roger recommends James W. Argo

I have worked with Jim Argo now three times to either buy or refinance my homes. I return to him each time because I know his work will be honest and thorough and I needn't worry about any problems that might arise the future due to carelessness or taking shortcuts. I have enjoyed working with Jim and his staff, They are always pleasant and willing to go out of their way to accommodate my needs. I recommend Jim Argo and Guarantee Mortgage to anyone needing financing services. Sincerely, Steve Roger
May 9, 2016

Maria Gaspar recommends Guy Rivera

Sales Manager

I recently had the pleasure of having my loan serviced by Guy Rivera. I never thought getting a loan could be so simple! Guy made everything very easy to understand, simple and streamlined. His professionalism was outstanding returning phone calls and emails promptly. Every interaction with Guy and his team was great! I have already begun to refer Guy to my friends and family!
May 4, 2016

Anonymous recommends Guy Rivera

Professional & courteous.
May 2, 2016

Eric Schultz recommends Sean Maley

Director of Data and Analytics

Once again, Sean came through in securing us a great rate and ensuring a smooth and easy process. Sean and team were there every step of the way. Their responsiveness to questions is unparalleled.

Thanks so much Sean!
Eric and Jennifer Schultz
May 2, 2016

Susan Landwirth recommends Sean Maley

Sean was so efficient and so independent. He asked me for so little once my papers were submitted. I can't recommend him enough. He's the best loan broker I've used in 40 tears of buying and selling real estate.
May 2, 2016

Sasha Amiri recommends Sean Maley

Admin Coordinator/Business Services

We got introduced to Sean by an agent we were using and when we explained to him the emergency situation we were in, he did not hesitate to jump in and help. Even when we switched agents, Sean was always watching our backs and keeping us in the loop. We had 30 days to find a house and close and we did exactly that. Once we found the house we wanted, Sean and his team did everything they could to get us to close right before the 1st of the month. He was always honest and forthcoming and we never questioned anything he asked of us, because he would explain everything in detail and made sure we understood it. He always kept us updated along the process as well. I would recommend Sean in a heart beat to anyone I know that is interested in purchasing a house.

Our Team

  • Aisling Ferguson

    NMLS #280915 Loan Consultant - San Francisco
    NMLS #280915 / 1850 - CA BRE #01225420 / 01215943

  • Debra Stedt

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #247657 / 1850 - CA BRE #00972315 / 01215943

  • Foster Weeks

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #253370 / 1850 - CA BRE #01383598 / 01215943

  • Orlando Diaz

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #238849 / 1850 - CA BRE #01475255 / 01215943

  • Natasha Lovas

    Senior Mortgage Advisor - San Francisco - Montgomery St.
    NMLS #239455 / 1850 - CA BRE #01161948 / 01215943

  • Guy Rivera

    Sr. Loan Consultant/Branch Manager - Santa Barbara
    NMLS #57662 / 1850 - CA BRE #01220403 / 01215943

  • Larry Horowitz

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #239001 / 1850 - CA BRE #01003870 / 01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Vince Breen

    Vice President - Townsend Office S.F.
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Robin Patronik

    Senior Loan Officer - San Francisco - Montgomery St.
    NMLS #241087 / 1850 - CA BRE #01347330 / 01215943

  • Allan McAllister

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #280540 / 1850 - CA BRE #01372084 / 01215943

  • Ron Fiore

    Vice President - Townsend Office S.F.
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • James W. Argo

    Senior Loan Officer - San Francisco - Montgomery St.
    NMLS #257031 / 1850 - CA BRE #00869591 / 01215943

  • Fif Ghobadian

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #110501 / 1850 - CA BRE #01394440 / 01215943

  • Ken Dean

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #237940 / 1850 - CA BRE #0902556 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Kara Fiore

    Loan Consultant - Townsend Office S.F.
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Kevin Casey

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #238192 / 1850 - CA BRE #01178612 / 01215943

  • Cecelia Tyeskey

    Sr. Mortgage Loan Consultant - San Francisco - Montgomery St
    NMLS #239861 / 1850 - CA BRE #01212004 / 01215943

  • Sean Maley

    Loan Advisor - Corte Madera Office
    NMLS #237207 / 1850 - CA BRE #01057229 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Alan Kirth

    Sales Manager - Burlingame Office
    NMLS #238808 / 1850 - CA BRE #00848621 / 01215943

  • Kathy Derangi

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #1151839 / 1850

  • Alma Portillo

    Loan Advisor - Townsend Office S.F.
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Risa J. Meyer

    Mortgage Specialist - San Francisco - Montgomery St.
    NMLS #332214 / 1850 - CA BRE #01126851 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Jeanine Andrious

    Branch Manager - Saratoga Office
    NMLS #255509 / 1850 - CA BRE #01416023 / 01215943

  • Abdi Ghavi

    Branch Sales Manager - Saratoga Office
    NMLS #255486 / 1850 - CA BRE #01047590 / 01215943

  • Suzanne Diliberto

    Loan Consultant - Corte Madera Office
    NMLS #286438 / 1850 - CA BRE #00991022 / 01215943

  • Ray Owens

    Loan Officer - San Francisco - Montgomery St.
    NMLS #761066 / 1850

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Christopher Tyeskey

    Senior Loan Advisor - San Francisco - Montgomery St.
    NMLS #916573 / 1850

  • Bob Bednarz

    Loan Advisor - Corte Madera Office
    NMLS # 259771 / 1850 - BRE #01109882 / 01215943

  • Robert Vallee

    Loan Officer - Corte Madera Office
    NMLS #999261 / 1850

  • John Joyce

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237603 / 1850 - CA BRE #01723092 / 01215943

  • Mark A. Harris

    Loan Officer - San Francisco - Montgomery St.
    NMLS #1406936 / 1850

  • Bob Siefert

    Senior Vice President - San Francisco - Montgomery St.
    NMLS #55105 / 1850 - CA BRE #00921214 / 01215943

  • Terry Wilson

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #242333 / 1850 - CA BRE #00989772 / 01215943

  • Amy Lai

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #341535 / 1850 - CA BRE #01795977 / 01215943

  • Paul Erickson

    Loan Officer - Townsend Office S.F.
    NMLS #247778 / 1850 - CA BRE #01129395 / 01215943

  • Scott Bonfiglio

    Loan Consultant - Corte Madera Office
    NMLS #286454 / 1850 - CA BRE #01206937 / 01215943

  • Sheila Wood

    Manager/Loan Consultant - San Francisco - Montgomery St.
    NMLS #253742 / 1850 - CA BRE #00824166 / 01215943

  • George Nicoud

    Loan Advisor - Corte Madera Office
    NMLS #296498 / 1850 - CA BRE #01085616 / 01215493

  • Scarlet Kim

    Mortgage Specialist - Townsend Office S.F.
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • Jeff Barden

    Loan Consultant - Townsend Office S.F.
    NMLS #246233 / 1850 - CA BRE #01216956 / 01215943

  • Jim Arrigoni

    Sr. Loan Consultant - Corte Madera Office
    NMLS #286481 / 1850 - CA BRE #00956125 / 01215943

  • Ben Swan

    Loan Advisor - Townsend Office S.F.
    NMLS #322299 / 1850 - CA BRE #01136842 / 01215943

  • Larry Lawrence

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS # 256746 / 1850 - CA BRE #01132688 / 01215943

  • John Manley

    Loan Advisor - San Francisco - Montgomery St.
    NMLS #235742 / 1850

  • Mireille Costandi

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #249322 / 1850 - CA BRE #01132350 / 01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943

  • Sally Adam

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #245703 / 1850 - CA BRE #01244582 / 01215943

  • Loreen Rocca

    Sr. Loan Consultant - Corte Madera Office
    NMLS #245133 / 1850 - BRE #00835448 / 01215943

  • Ming Leong

    Loan Consultant - San Francisco - Montgomery St.
    NMLS # 252471 / 1850 - CA BRE #01369831 / 01215943

  • Patricia Cunningham

    Loan Consultant - Townsend Office S.F.
    NMLS #300360 / 1850 - CA BRE #01120640 / 01215943

  • Eric Leithliter

    Real Estate Finance - Corte Madera Office
    NMLS #335951 / 1850 - CA BRE #01731131 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Rob Ortega

    Loan Consultant - Santa Barbara Office
    NMLS #684232 / 1850 - CA BRE #01870056 / 01215943

  • Gregory Lopez

    Loan Consultant - Townsend Office S.F.
    NMLS #293881 / 1850 - CA BRE #01134932 / 01215943

  • Paul Rea

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #280163 / 1850 - CA BRE #00856755 / 01215943

  • Gordon Friedman

    Loan Officer - Corte Madera Office
    NMLS #248664 / 1850 - BRE #01333625 / 01215943

  • Bart Welles

    Loan Specialist - Corte Madera Office
    NMLS #281755 / 1850 - CA BRE #01167732 / 01215943

  • Rick Yurich

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #305250 / 1850 - CA BRE #00899928 / 01215943

  • KC Murphy

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #255492 / 1850 - CA BRE #1007053 / 01215943