Guarantee Mortgage

We have helped Bay Area families finance their home purchase, with over $2 billion in loans annually, and we can help you.

Offering a wide range of mortgage products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (1272)

Apr 21, 2017

Scott Duncan recommends Guy Rivera

Purchasing Manager

My deal started with another bank that was unable to effectively handle the complexities underlying the mortgage I sought. Even though I spent weeks providing documentation to avoid this very problem, I still ended up without financing 3 weeks before the home was scheduled to close. In came the “fixer” Guy Rivera. He quoted the market rate, which eventually went lower plus an unexpected discount, neither of which cost me anything additional. He fulfilled all of his commitments just as he said he would. He and his team were very responsive and helped us every step of the way. They made it feel like a team event. Guy does have the core attributes that I look for in a professional; honesty, knowledge, and responsiveness. I will be doing business with him again.
Apr 11, 2017

Jun Rodriguez recommends Fif Ghobadian

Client

I have been helped by Fif 3 times on refinance of my personal residence and had been on time and low rates she had promised. That's why I would use her services in the future except that she had given me very low rates that there are not any lower in the market at this time.
More power to you. Thank you for always dealing in an honest way with me. No Surprises
Apr 8, 2017

James Puccetti recommends Kathy Derangi

Director, Teacher Development and Instructional Design

Kathy was a pleasure to work with and made the extremely stressful process of getting a home loan a little less so with her strong communication and attention to detail. We appreciated her commitment to getting things done quickly and efficiently. We would definitely recommend working with Kathy!
Apr 5, 2017

Soumyaa Behrens recommends Aisling Ferguson

Director, Documentary Film Institute

My husband and I were beyond thrilled with the experience and results of working with Aisling Ferguson to secure a loan for a new home purchase. Her reputation is so excellent we went from approval to ratified contract within hours as the realtors trusted her implicitly. Our thirty day loan closed one week early and she was so on top of every part of the process, we felt confident and excited the whole way through rather than being stressed out. She is intelligent, motivated, savvy and sweet. I can't thank her enough for helping making our dream come true. Phenomenal mortgage broker!
Apr 4, 2017

Elizabeth M recommends Guy Rivera

Guy and his entire team were great to work with. He kept us updated on every step of the way through our loan application to funding. He's also extremely optimistic and funny, which really helped during a stressful sale/purchase/move. Very enjoyable to work with. I highly recommend his services at Guarantee Mortgage!
Mar 17, 2017

Rita Loskill recommends Fif Ghobadian

Retired Health Care Exc.

Fif was recommended by a dear friend who had done business with her in the past. What impressed me the most was her knowledge of the mortgage world. She was informative and always stayed in contact as the loan process took place.
This was so helpful in keeping one's mind at ease until the loan went through.
A true professional...
Mar 15, 2017

Kristin recommends Kathy Derangi

Kathy is awesome! This is the third time that we've used Guarantee and we couldn't be happier with Kathy's work. She's proactive, professional, very responsive and she helped us get the refi done quickly!
Mar 8, 2017

Jim Stockholm recommends Kathy Derangi

Owner, Natures Pure Bliss, LLC

After spending 4 months working with BofA and Chase mortgage depts., having last minute issues with what part of my husband and my income could be used to meet the required income/debt ratios, I began the process of refinancing an existing first mortgage plus equity line of credit (which had matured) into a new first mortgage. From the beginning of working with Kathy and Guarantee Mortgage, I felt that after she reviewed our preliminary information and indicated that there was a high probability of success, I had found a mortgage professional who knew the criteria of the Underwriting Dept. She skillfully guided us through the refinance process and we closed our new mortgage in less than 5 weeks. Oliver and I are very pleased!
Feb 28, 2017

Bela Thury recommends Aisling Ferguson

old

Not being particularly enamored of questions and forms I was pleased to have Aisling oil the way for me making it so much more pleasant.











Feb 23, 2017

Theresa Kent recommends Vince Breen

Vince has done an amazing job securing a loan for me. Persuing every avenue to get me a loan. I can't say enough good things about him and how hard he worked to make it happen. I highly recommend him and will always use his services in the future!
Feb 22, 2017

Chuck Mortimore recommends Orlando Diaz

Customer

Orlando was our broker on a vacation property in Tahoe. Super easy to work with and took care of all the details. I'd recommend him in a second
Feb 16, 2017

Ravi Malhotra recommends Kathy Derangi

Real Estate Agent with Zephyr Real Estate

Kathy is by far one of the most professional loan agents that I have had the pleasure to work with in my almost 20 year career. Every transaction is handled with great care and diligence. This is crucial to ensure a smooth and successful escrow. I can highly recommend her services.

Ravi Malhotra, Zephyr Real Estate
Feb 10, 2017

Anna McGee recommends Orlando Diaz

Lake Tahoe Realtor

We just closed on a beautiful property in Truckee, CA and Orlando was my clients lender. Typically my business partner and I try to use local lenders because of our unfortunate history working with out of the area lenders; there is nothing worse than a lender who is MIA through a transaction, who has poor communication skills and we are not able to visit them at their office if needed. Orlando, easily exceeded our exceptions; he was always quick to respond, easy to speak with and always one step a head of the game! I would recommend Orlando to any friends or family of mine.
Feb 10, 2017

Jorge Solirzano recommends Orlando Diaz

Customer

Orlando was my broker when I bought a house back in 2011. He did an amazing job and I was very pleased with his work ethics.
Due to his hard work and customer relationship, I decided to contact Orlando once again to refinance my home in 2016. Again Orlando went above and beyond his duties.
Orlando is the type of person I wouldrecommend to anyone.
Feb 6, 2017

Frank Guiterrez recommends Christopher Baker

Referred to Chris by a Friend. Found him to be extremely professional, and he delivered exactly what he promised.

Will definitely consider using him in the future. Referring my daughter on a New Home purchase too.
Feb 6, 2017

Louis Ato recommends Cecelia Tyeskey

Retired

I hear about Cecelia from my daughter, that said she heard about a lady with a lot of experience in Reverse Mortgage.
And she was absolutely right.
She's the most wonderful lady To do business with it.
Very knowledgeable about this area of expertise and very,very helpful up to the end of the transaction.
Keep it up my dear lady and friend.
Elena &Luis
Feb 2, 2017

Blake Drager recommends Aisling Ferguson

VP of Technology

Aisling is great-- she guided us (first time homebuyers) through a particularly challenging sale, worked hard to lock in a great rate, and in general made the process dramatically less stressful than would have been without her. She always replied to our questions promptly and communicated succinctly. I can't recommend her highly enough!
Feb 2, 2017

Claire Rosenberg recommends Cecelia Tyeskey

Cecelia came highly recommended to us by the person who handled our previous mortgage. From our first meeting with her we felt confident in our choice. She listened to our needs and answered the long list of questions we had. Throughout the entire process, Cecelia was available every time we needed to reach out for information or assistance with decisions. She held our hands through the little bumps and delays that came up here and there during the process. We always knew that no matter what was going on, she had our backs and would take care of anything that came up.
Feb 1, 2017

Terence McGovern recommends Aisling Ferguson

Re-fi customers

I'd like to commend Aisling Ferguson. She recently helped me re-fi my home. I am a complete business luddite. I understand very little about finance. But Aisling stepped up and gave me an education. She led me gently through the mine field that can be the world of mortgages. She was kind, she was professional. And she made the deal work. She's made my life better. I am indebted to her and hope that her work for your company is appreciated. She's an ace!

Terry McGovern
Jan 29, 2017

Susan Cunningham recommends Fif Ghobadian

Advertising Researcher, Dog mom and Bay Area Native

Fif and her team were, as always, FANTASTIC!

She is so thorough, responsive and credible. We always feel so taken care of by her and her team. This is the EIGHTH financing with Fif at Guarantee Mortgage and we would never go any where else.

She will take the time you need to talk you through any issues and always delivers outstandingly competitive rates. We are so happy with Fif and her team!
~Susan
Jan 26, 2017

Dan Slaughter recommends Kathy Derangi

Broker Associate

I heartily recommend Kathy. As a Realtor, the most important things we look for in a mortgage broker is consistent communication, knowledge and experience. Kathy has all three in spades. We had a difficult transaction where another mortgage broker could not meet the buyer's needs. Kathy stepped in, calmed them down, and got the job done still within the agreed-upon escrow period. Every question she answers promptly, clearly and correctly. I love Kathy and am happy to recommend her to my clients every time.
Jan 25, 2017

Christopher Hagenmeier recommends Orlando Diaz

Flight Attendent

Orlando is a great friend and now I know a trusted broker. He worked lightening fast and we close in under a month. He was quick to solve any issues and develops that came up during closing. I can highely recommmed him and would say you would be hard pressed to find a more genuine and extremely dedicated person.
Jan 25, 2017

David Azevedo recommends Orlando Diaz

Director of Sales

I have worked with Orlando on three deals. In two cases there was a better deal available after starting the process with one lender. Bottom line, Orlando will make sure you get the best deal available to you. He's also great at providing guidance and perspective given your situation.
Jan 4, 2017

Robert Gyemant recommends Orlando Diaz

Digital Directoy

I strongly recommend Orlando. Thanks again for your help and hope you work with you again soon!
Jan 4, 2017

Arianna and Israel recommends Guy Rivera

Guy was a pleasure to work with! He took the time to fully explain the process to my husband and I and made sure we had a thorough understanding before moving on.
There is nothing like working with someone who is honest, gets straight to the point and is quick to respond.
I came to guy not believing in the 'system' after working with other lenders who just gave us the run around and his honesty and hard work made me a believer all over again!
Guy and his team and Guarantee Mortgage are amazing and I would recommend their services in a heartbeat.. and already have.

Our Team

  • Aisling Ferguson

    NMLS #280915 Loan Consultant - San Francisco
    NMLS #280915 / 1850 - CA BRE #01225420 / 01215943

  • Debra Stedt

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #247657 / 1850 - CA BRE #00972315 / 01215943

  • Orlando Diaz

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #238849 / 1850 - CA BRE #01475255 / 01215943

  • Guy Rivera

    Sr. Loan Consultant/Branch Manager - Santa Barbara
    NMLS #57662 / 1850 - CA BRE #01220403 / 01215943

  • Natasha Lovas

    Senior Mortgage Advisor - San Francisco - Montgomery St.
    NMLS #239455 / 1850 - CA BRE #01161948 / 01215943

  • Larry Horowitz

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #239001 / 1850 - CA BRE #01003870 / 01215943

  • Fif Ghobadian

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #110501 / 1850 - CA BRE #01394440 / 01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Robin Patronik

    Senior Loan Officer - San Francisco - Montgomery St.
    NMLS #241087 / 1850 - CA BRE #01347330 / 01215943

  • Vince Breen

    Vice President - Townsend Office S.F.
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Allan McAllister

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #280540 / 1850 - CA BRE #01372084 / 01215943

  • Kathy Derangi

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #1151839 / 1850

  • Ron Fiore

    Vice President - Townsend Office S.F.
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • Ken Dean

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #237940 / 1850 - CA BRE #0902556 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Sean Maley

    Loan Advisor - Corte Madera Office
    NMLS #237207 / 1850 - CA BRE #01057229 / 01215943

  • Cecelia Tyeskey

    Sr. Mortgage Loan Consultant - San Francisco - Montgomery St
    NMLS #239861 / 1850 - CA BRE #01212004 / 01215943

  • Kara Fiore

    Loan Consultant - Townsend Office S.F.
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Kevin Casey

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #238192 / 1850 - CA BRE #01178612 / 01215943

  • Alan Kirth

    Sales Manager - Burlingame Office
    NMLS #238808 / 1850 - CA BRE #00848621 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Alma Portillo

    Loan Advisor - Townsend Office S.F.
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Risa J. Meyer

    Mortgage Specialist - San Francisco - Montgomery St.
    NMLS #332214 / 1850 - CA BRE #01126851 / 01215943

  • Suzanne Diliberto

    Loan Consultant - Corte Madera Office
    NMLS #286438 / 1850 - CA BRE #00991022 / 01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Ray Owens

    Loan Officer - San Francisco - Montgomery St.
    NMLS #761066 / 1850

  • Christopher Tyeskey

    Senior Loan Advisor - San Francisco - Montgomery St.
    NMLS #916573 / 1850

  • Bob Bednarz

    Loan Advisor - Corte Madera Office
    NMLS # 259771 / 1850 - BRE #01109882 / 01215943

  • Robert Vallee

    Loan Officer - Corte Madera Office
    NMLS #999261 / 1850

  • John Joyce

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237603 / 1850 - CA BRE #01723092 / 01215943

  • Bob Siefert

    Senior Vice President - San Francisco - Montgomery St.
    NMLS #55105 / 1850 - CA BRE #00921214 / 01215943

  • Amy Lai

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #341535 / 1850 - CA BRE #01795977 / 01215943

  • Bart Welles

    Loan Specialist - Corte Madera Office
    NMLS #281755 / 1850 - CA BRE #01167732 / 01215943

  • Terry Wilson

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #242333 / 1850 - CA BRE #00989772 / 01215943

  • Sherri Collins

    Loan Advisor
    NMLS #: 304940/1850 | CA BRE#: 01152449/01215943

  • Ming Leong

    Loan Consultant - San Francisco - Montgomery St.
    NMLS # 252471 / 1850 - CA BRE #01369831 / 01215943

  • Scott Bonfiglio

    Loan Consultant - Corte Madera Office
    NMLS #286454 / 1850 - CA BRE #01206937 / 01215943

  • Mike Collins

    Loan Advisor
    NMLS #: 315150/1850 | CA BRE #: 00164416/01215943

  • KC Murphy

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #255492 / 1850 - CA BRE #1007053 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Gregory Lopez

    Loan Consultant - Townsend Office S.F.
    NMLS #293881 / 1850 - CA BRE #01134932 / 01215943

  • Patricia Cunningham

    Loan Consultant - Townsend Office S.F.
    NMLS #300360 / 1850 - CA BRE #01120640 / 01215943

  • Jeff Barden

    Loan Consultant - Townsend Office S.F.
    NMLS #246233 / 1850 - CA BRE #01216956 / 01215943

  • Mireille Costandi

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #249322 / 1850 - CA BRE #01132350 / 01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943

  • Phil Caulfield

    Loan Officer - Burlingame Office
    NMLS #386911/1850

  • Rob Ortega

    Loan Consultant - Santa Barbara Office
    NMLS #684232 / 1850 - CA BRE #01870056 / 01215943

  • Gordon Friedman

    Loan Officer - Corte Madera Office
    NMLS #248664 / 1850 - BRE #01333625 / 01215943

  • Larry Lawrence

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS # 256746 / 1850 - CA BRE #01132688 / 01215943

  • Rick Yurich

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #305250 / 1850 - CA BRE #00899928 / 01215943

  • Rachel Bernstein

    Loan Officer - Townsend Office S.F.
    NMLS #306889 / 1850 - CA BRE #01453342 / 01215943

  • Mike Pitts

    Loan Officer - Santa Barbara Office / Solvang Branch
    NMLS #763776 / 1850 APMC BRE # 01215943

  • Jim Arrigoni

    Sr. Loan Consultant - Corte Madera Office
    NMLS #286481 / 1850 - CA BRE #00956125 / 01215943

  • Scarlet Kim

    Mortgage Specialist - Townsend Office S.F.
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • Sheila Wood

    Manager/Loan Consultant - San Francisco - Montgomery St.
    NMLS #253742 / 1850 - CA BRE #00824166 / 01215943

  • Eric Leithliter

    Real Estate Finance - Corte Madera Office
    NMLS #335951 / 1850 - CA BRE #01731131 / 01215943

  • Paul Rea

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #280163 / 1850 - CA BRE #00856755 / 01215943

  • Adam Rosen

    NMLS # 311614 Senior Mortgage Advisor - Corte Madera Office
    NMLS #311614 / 1850 - APMC BRE #01215943

  • Deanna Cirimele

    Loan Advisor
    NMLS #: 304939/1850 | CA BRE #: 01152450/01215943

  • Sally Adam

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #245703 / 1850 - CA BRE #01244582 / 01215943