Guarantee Mortgage

We have helped Bay Area families finance their home purchase, with over $2 billion in loans annually, and we can help you.

Offering a wide range of mortgage products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (1281)

3 days ago

Dan Sullivan recommends Kathy Derangi

First time home buyer

Great experience. Kathy held our hands through the whole process with valuable insight and absolutely no pressure.

Incredible broker.
Oct 17, 2017

kate medlicott recommends Fif Ghobadian

Let's just say my refi was a bit convoluted. She was ever so patient and called me within minutes to assist. Unbelievably timely and seamless. A huge thank you to Fif! Highly recommend you!
Oct 16, 2017

Maria Glymour recommends Kathy Derangi

Kathy was very professional, patient, and helped us through every step. Excellent experience overall.
Oct 16, 2017

Aaron Levine recommends Kathy Derangi

It was great working with Kathy Derangi. She was very communicative and always happy to answer my questions. She made the refinancing process much more managable than we thought it was going to be and helped us get a rate we wanted. Recommend!
Oct 13, 2017

Jean Sedar recommends Guy Rivera

Real Estate Agent

Not only has Guy landed great loans for my clients for decades, he has once again pulled out of his creative net another fabulous loan for me. The time from when I asked him if I should refi to closing was a phenomenal 18 days! My savings of over $500/month is now earmarked for future fly fishing trips - Bless you, my lender!
And not to forget about his wonderful Team, which is so responsive, careful, detail oriented, and friendly. I like to drop off doc's sometimes instead of emailing everything, because the visit always sends me away with a smile.
Maybe not quite as big as when I release a feisty Rainbow Trout... but close.
Oct 12, 2017

Melissa Chalot recommends Kathy Derangi

Kathy was extremely helpful, always on top of everything that we needed to secure our loan. She was always reachable and returned our calls and emails immediately. I'd highly recommend her to anyone in the process of buying a home.
Oct 10, 2017

Sue Marek recommends Eric Fairfax

Homeowner

Eric has managed four or five mortgages or refinancings for us--not sure of the exact count but we keep coming back. He makes a complicated process straightforward and stress free and we appreciate that he finds us good rates. He is a great person to work with!
Oct 6, 2017

D. Ramirez recommends Mike Pitts

Company Owner

Mike is a true professional! He spent so much time with me ensuring I was educated on all facets of this unknown (which for many is unknown) process.

His approach is to collaborate and because his work ethic is quite commendable and ethical, the process gave me deep respect for this industry.

Mike worked with me as if this was his own home mortgage and the end result was that I have an affordable mortgage - just like he promised me!

I would highly recommend Mike as he is an expert in his field and if there is a question he cannot answer (a rarity), he will seek out the answer - always looking out for the customer.

I was blessed to work with him as he has helped my financial future through his hard work and exceptional customer service!

Oct 4, 2017

Daniel A Sullivan recommends Christopher Baker

Daniel A Sullivan

Hard worker, knows the loan business, works for you and not the bank. I would recommend Mr. Baker for commercial or residential loans.
Oct 1, 2017

Schwartz Family recommends Marilee Breslin

Homeowner

Marilee makes every effort to make the refi process as painless as possible. She's on top of every step of the way. We would recommend her to anyone interested in someone trustworthy and honest in whether a refi is in your best interest or not.
Thank you for all your help Marilee!
Sep 29, 2017

Jill and Juan Valenzuela recommends John Joyce

Registered Nurse and Respiratory Therapist

John and Asa went above and beyond to make sure we were getting the loan appropriate for our situation. They provided honest guidance through the process and ensured that we even closed escrow early! We were impressed with their quick responses to every question that came up along the way and we were delighted with their customer service. We would recommend them if you are buying a home, especially for your first time as they are clear, concise and professional with all of their interactions.
Sep 19, 2017

Brian Mulhall recommends Ken Dean

As a first time buyer I was extremely nervous about the whole process. Ken really was very informative, and always responded to emails , calls , texts straight away . He made the loan process very straightforward. I'd highly recommend Ken!
Sep 17, 2017

Jack Benedett recommends Orlando Diaz

I would most certainly recommend Orlando to close friends and family. My experience was absolutely positive. He had some serious hurdles to to overcome with our particular package and was totally relentless in he's efforts. He stayed in contact and kept us updated to the last second. He does not take no for an an answer. He takes the ball and hits the hole. So you better have your best safety on that side of the field. Lol
Fine job Orlando !!!
Sep 16, 2017

Cole D. recommends Mike Pitts

I recently purchased my first home and I was referred to Mike when I began to search for lending. This was a complicated deal since I was purchasing off market from a family member and neither of us knew what needed to be done. Mike was great from the get go! He got a complete idea of what we were hoping to do and then layed things out step by step. Loan options, gift equity, sales contract, appraisals etc. He literally did everything that was asked of him since we did not use an agent!

I was completely green to this process, so naturally he had to answer a ton of questions and repeat himself until I understood things. He was patient, understanding and knowledgeable. I felt very comfortable and knew he genuinely cared about the outcome. And when things came off the rails (and they certainly did!) he just kept his head down and worked through the problem. Solid.

Naturally I contacted a large well known national lender to get another quote. A vastly different and impersonal experience!!
Spent a week going back and forth with an agent, only to come to find out he didn't actually listen from the start and they could not provide what I needed. Ugh

Do yourself a favor and call Mike for your mortgage lending needs! He'll be working the loan on my next place, that's a Gaurantee 😊

Cheers Mike!! 🍷
Sep 14, 2017

Shannon Mulligan recommends John Joyce

Owner Marin Tutors

John and Asa came through for me in my mortgage with a 30 day close and a non-occupant coborrower on my loan. Asa took charge of getting my homeowners insurance at a low rate. John was dedicated..he shopped for my loan and closed on time. Great broker!
Sep 13, 2017

Brian GAnnon recommends Christopher Baker

Contractor

Chris guided us through an incredibly complicated process to get us our construction loan. He always answers his phone and does what he says he is going to do. His communication skills are amazing and was a very effective advocate for us with the Lender.
Sep 13, 2017

M Hughes recommends Mike Pitts

Homeowner

After getting very frustrated with another large, popular mortgage lending group, a real estate agent gave me Mike’s contact information and I gave him a call. What a different experience. Mike listened and offered loans that we wanted, not what he wanted to sell. He is professional, knowledgeable, experienced and just plain nice. After obtaining maybe a dozen mortgages over my lifetime, I can easily say this was the best experience by far and I would not consider using anyone else.
Sep 12, 2017

Rose and Tim Murphy recommends Kathy Derangi

Buyers of our first investment home

Kathy was amazing! She worked hard to find us the best rate, and even harder to make sure we closed escrow on time and without complications. Our purchase was of a home for investment, and the bank's requests for more information and documentation seemed to come in a daily stream. Kathy was always right on top of it, so there was never a hold up. And she gave us all kinds of information and assistance with our own issues. We highly recommend her!
Sep 12, 2017

Mike Parsons recommends Mike Pitts

Manager Mastercraft Motors

Bought a home last September. I had received a quote from another mortgage company and everything was great until I started to really examine the fees associated with the loan. I reviewed them with my real Estate agent and the fees seemed extremely high. When I contacted Mike Pitts he quickly arranged a meeting to review my needs. Not only were the fees previously quoted by the other company extremely high, Mike as able to structure my loan to where I did not have to put all the money down that I thought I was going to have to put down. The whole process was explained in terms I could understand and I was given choices. Extremely happy that I chose to use Mike Pitts at Guarantee Mortgage.
Sep 11, 2017

Cathy Bryant recommends Kathy Derangi

Senior Escrow Officer

I wasn't sure how busy Kathy was, but she took the time to explain a few different rates and fees and closed my refinance in less than 30 days. She took all of the stress off me. (it's so different when its your own property). I have used Kathy a couple of times now and I wouldn't go anywhere else.
Sep 1, 2017

Jay Behr recommends Fif Ghobadian

Architect

Fif is absolutely intrepid in her efforts to deliver the best financing possible. She has literally saved two separate deals for us over the past five years. Without her help we would not have successfully made the deal work. She's creative, efficient and extremely knowledgeable. Thank you, Fif!
Aug 31, 2017

Sam Truslow recommends Fif Ghobadian

Program Manager

Fif is truly outstanding! We have worked with her twice so far on our first home loan and a refinancing. She helped us understand the process and guided us through every step of the way to a fast and great conclusion. We're thrilled and are very thankful to have had Fif's experience and advice bring us through with ease, speed and confidence. Looking forward to our next time!
Aug 30, 2017

Bill Marenco recommends Vince Breen

Firefighter/Homeowner

Wish I had a Vince Breen for all work tasks!! Done several transactions with Vince over decades, I've always gotten such good deals and great service that would never consider using anyone else. Family and friends have been referred and they all say they have had the same experience. Vince gets it done, makes it easy, and very competitive. Thanks Vince and I still got a deal or two left, looking forward to the next one.
Aug 29, 2017

Goran Arya recommends Kathy Derangi

Kathy was great to work with, responsive and able to talk through the nuances of my mortgage as needed. Communication was timely and appropriate at different stages of the process. Would highly recommend her to future home buyers.
Aug 24, 2017

Jason recommends Kathy Derangi

Clinical pharmacist

Kathy was wonderful right from the start! We own multiple properties in San Francisco. Other lenders were not willing to work with us on financing to acquire another property. I explained our situation to Kathy, and right from the start she gave me a plan for us to obtain the financing we need. The entire process was very smooth and communication with Kathy was great. I have worked with many other loan agents and I can say without a doubt this was the easiest and smoothest experience I have had. No surprises, great communication, top-notch customer service. What more could you ask for? Plan to always use Kathy and GM from this point forward.

Our Team

  • Aisling Ferguson

    NMLS #280915 Loan Consultant - San Francisco
    NMLS #280915 / 1850 - CA BRE #01225420 / 01215943

  • Debra Stedt

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #247657 / 1850 - CA BRE #00972315 / 01215943

  • Orlando Diaz

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #238849 / 1850 - CA BRE #01475255 / 01215943

  • Guy Rivera

    Sr. Loan Consultant/Branch Manager - Santa Barbara
    NMLS #57662 / 1850 - CA BRE #01220403 / 01215943

  • Natasha Lovas

    Senior Mortgage Advisor - San Francisco - Montgomery St.
    NMLS #239455 / 1850 - CA BRE #01161948 / 01215943

  • Larry Horowitz

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #239001 / 1850 - CA BRE #01003870 / 01215943

  • Fif Ghobadian

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #110501 / 1850 - CA BRE #01394440 / 01215943

  • Kathy Derangi

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #1151839 / 1850

  • Vince Breen

    Vice President - Townsend Office S.F.
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Robin Patronik

    Senior Loan Officer - San Francisco - Montgomery St.
    NMLS #241087 / 1850 - CA BRE #01347330 / 01215943

  • Allan McAllister

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #280540 / 1850 - CA BRE #01372084 / 01215943

  • Ken Dean

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #237940 / 1850 - CA BRE #0902556 / 01215943

  • Ron Fiore

    Vice President - Townsend Office S.F.
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • Kara Fiore

    Loan Consultant - Townsend Office S.F.
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Sean Maley

    Loan Advisor - Corte Madera Office
    NMLS #237207 / 1850 - CA BRE #01057229 / 01215943

  • Cecelia Tyeskey

    Sr. Mortgage Loan Consultant - San Francisco - Montgomery St
    NMLS #239861 / 1850 - CA BRE #01212004 / 01215943

  • Kevin Casey

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #238192 / 1850 - CA BRE #01178612 / 01215943

  • Alan Kirth

    Sales Manager - Burlingame Office
    NMLS #238808 / 1850 - CA BRE #00848621 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Alma Portillo

    Loan Advisor - Townsend Office S.F.
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • John Joyce

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237603 / 1850 - CA BRE #01723092 / 01215943

  • Christopher Tyeskey

    Senior Loan Advisor - San Francisco - Montgomery St.
    NMLS #916573 / 1850

  • Risa J. Meyer

    Mortgage Specialist - San Francisco - Montgomery St.
    NMLS #332214 / 1850 - CA BRE #01126851 / 01215943

  • Mike Pitts

    Loan Officer - Santa Barbara Office / Solvang Branch
    NMLS #763776 / 1850 APMC BRE # 01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Suzanne Diliberto

    Loan Consultant - Corte Madera Office
    NMLS #286438 / 1850 - CA BRE #00991022 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Gordon Friedman

    Loan Officer - Corte Madera Office
    NMLS #248664 / 1850 - BRE #01333625 / 01215943

  • Bob Bednarz

    Loan Advisor - Corte Madera Office
    NMLS # 259771 / 1850 - BRE #01109882 / 01215943

  • Bob Siefert

    Senior Vice President - San Francisco - Montgomery St.
    NMLS #55105 / 1850 - CA BRE #00921214 / 01215943

  • Amy Lai

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #341535 / 1850 - CA BRE #01795977 / 01215943

  • Terry Wilson

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #242333 / 1850 - CA BRE #00989772 / 01215943

  • Bart Welles

    Loan Specialist - Corte Madera Office
    NMLS #281755 / 1850 - CA BRE #01167732 / 01215943

  • Mireille Costandi

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #249322 / 1850 - CA BRE #01132350 / 01215943

  • Ming Leong

    Loan Consultant - San Francisco - Montgomery St.
    NMLS # 252471 / 1850 - CA BRE #01369831 / 01215943

  • Paul Rea

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #280163 / 1850 - CA BRE #00856755 / 01215943

  • Rick Yurich

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #305250 / 1850 - CA BRE #00899928 / 01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943

  • Scarlet Kim

    Mortgage Specialist - Townsend Office S.F.
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • Larry Lawrence

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS # 256746 / 1850 - CA BRE #01132688 / 01215943

  • Patricia Cunningham

    Loan Consultant - Townsend Office S.F.
    NMLS #300360 / 1850 - CA BRE #01120640 / 01215943

  • Gregory Lopez

    Loan Consultant - Townsend Office S.F.
    NMLS #293881 / 1850 - CA BRE #01134932 / 01215943

  • KC Murphy

    Sr. Loan Consultant - San Francisco - Montgomery St.
    NMLS #255492 / 1850 - CA BRE #1007053 / 01215943

  • Sally Adam

    Loan Consultant - San Francisco - Montgomery St.
    NMLS #245703 / 1850 - CA BRE #01244582 / 01215943

  • Sheila Wood

    Manager/Loan Consultant - San Francisco - Montgomery St.
    NMLS #253742 / 1850 - CA BRE #00824166 / 01215943

  • Jim Arrigoni

    Sr. Loan Consultant - Corte Madera Office
    NMLS #286481 / 1850 - CA BRE #00956125 / 01215943

  • Rob Ortega

    Loan Consultant - Santa Barbara Office
    NMLS #684232 / 1850 - CA BRE #01870056 / 01215943

  • Scott Bonfiglio

    Loan Consultant - Corte Madera Office
    NMLS #286454 / 1850 - CA BRE #01206937 / 01215943

  • Eric Leithliter

    Real Estate Finance - Corte Madera Office
    NMLS #335951 / 1850 - CA BRE #01731131 / 01215943

  • Mike Collins

    Loan Advisor
    NMLS #: 315150/1850 | CA BRE #: 00164416/01215943

  • Sherri Collins

    Loan Advisor
    NMLS #: 304940/1850 | CA BRE#: 01152449/01215943

  • Deanna Cirimele

    Loan Advisor
    NMLS #: 304939/1850 | CA BRE #: 01152450/01215943

  • Adam Rosen

    NMLS # 311614 Senior Mortgage Advisor - Corte Madera Office
    NMLS #311614 / 1850 - APMC BRE #01215943

  • Rachel Bernstein

    Loan Officer - Townsend Office S.F.
    NMLS #306889 / 1850 - CA BRE #01453342 / 01215943

  • Phil Caulfield

    Loan Officer - Burlingame Office
    NMLS #386911/1850

  • Richard Kramer

    Loan Officer - Burlingame Office
    NMLS #01197164 / 1850 CA BRE #01197164 / 01215943

  • Richard Frederick

    Loan Originator - San Francisco - Montgomery Street
    NMLS # 1647980 / 1850 - CA BRE #02025529 / 01215943

  • Veronica Mora

    Loan Consultant - San Francisco - Montgomery St.
    NMLS # 274972 / 1850 - APMC CA BRE #01215943