John Joyce

Mortgage Loan Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #237603 / 1850 - CA BRE #01723092 / 01215943
As one of the top 3% producers for Guarantee Mortgage, John’s primary goal is to provide the best mortgage loan financing for his clients. John’s attention to details in his research for the ideal loan product, coupled with his expansive knowledge of underwriting have led to his tremendous success in residential, commercial and construction loan production. His processing team and production assistant have a combined 40 years of lending experience. John’s team has excellent communication skills and is steadfast in providing a smooth loan process for his clients.

John is a member of the Residential Builders Association of San Francisco, President of the Shamrock Club, and Connaught Club.

Equal Housing Opportunity
NMLS #237603 / 1850
CA BRE #01723092 / 01215943


John and Asa were great to work with and always timely. I highly recommend them for anyone looking for a mortgage.
Jan 23, 2018
John & Asa did a great job and made the process as smooth as possible for me.
Jan 10, 2018
John and Asa were fabulous in helping a technology challenged person navigate through all the varied documents and process that was needed to secure my loan.
Nov 30, 2017
Event Designer
Excellent team of people who got us into a great loan, despite the obstacles. The process was made even easier by John's team than I expected. Finally refinanced our home after years of trying and so thrilled!
Oct 27, 2017
SF PSA and Retired Carpenter
John and Asa made the process of financing our property to be a pleasure.
Sep 29, 2017
Registered Nurse and Respiratory Therapist
John and Asa went above and beyond to make sure we were getting the loan appropriate for our situation. They provided honest guidance through the process and ensured that we even closed escrow early! We were impressed with their quick responses to every question that came up along the way and we were delighted with their customer service. We would recommend them if you are buying a home, especially for your first time as they are clear, concise and professional with all of their interactions.
Sep 14, 2017
Owner Marin Tutors
John and Asa came through for me in my mortgage with a 30 day close and a non-occupant coborrower on my loan. Asa took charge of getting my homeowners insurance at a low rate. John was dedicated..he shopped for my loan and closed on time. Great broker!
May 10, 2017
Own business
John worked tirelessly to help us remortgage our home,he and Asa are a dynamic duo , they never gave up on us ,they went above and beyond.
Best service that I have received in a long time I would highly recommend them to anyone looking for a home loan especially for first time buyers , they will guide you through the complicated process of getting a mortgage I trust them impeccably and hopefully they will be able to help my son secure a loan next year for his 1st home
I will use them as often as I need help in the housing market.
Aidan and Caroline
Jun 7, 2015
John and Asa provided simply incredible service and support, it was an absolute pleasure working with them and I recommend them to anyone considering re-financing their home loan. Previously I attempted to re-finance with other agents and companies, and it was an uphill battle requiring my constant attention and outreach to the refi agent. I also ran into circumstances where promised of rates were made, then late in the process learning the cost/benefit of refinancing would be next to nothing. John was upfront from the beginning, he was honest, knowledgeable, and most importantly, available and pro-active with communication. Everyone who played a role in the process, from his Admin (Asa) to closing (Rhonda) to mortgage insurance referrals, were fantastic, it was a first class experience all around!
Oct 28, 2013
Escrow Officer
I have had the pleasure of working with John Joyce and Asa Wong on multiple transactions over the past year. The transactions have been for both purchase and refinance transactions covering both residential and commercial properties.

Their organizational and communication skills are outstanding and their knowledge of multiple loan products, underwriting guidelines and business relationships is impressive.

I would not hesitate to refer a client to them as their services are excellent.