John Joyce

Mortgage Loan Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #237603 / 1850 - CA BRE #01723092 / 01215943
As one of the top 3% producers for Guarantee Mortgage, John’s primary goal is to provide the best mortgage loan financing for his clients. John’s attention to details in his research for the ideal loan product, coupled with his expansive knowledge of underwriting have led to his tremendous success in residential, commercial and construction loan production. His processing team and production assistant have a combined 40 years of lending experience. John’s team has excellent communication skills and is steadfast in providing a smooth loan process for his clients.

John is a member of the Residential Builders Association of San Francisco, President of the Shamrock Club, and Connaught Club.

Equal Housing Opportunity
NMLS #237603 / 1850
CA BRE #01723092 / 01215943
Jan 15, 2020
I would highly recommend John for all your mortgage needs.. A professional true and true and a pleasure to work with
Jan 5, 2020
John and Asa did an excellent job with our refinance, we didnt have to worry about anything they made it go so smooth and quick. I also must commend them on the attention they gave us during the entire process.
I highly recommend John and definitely will be going back to him in the future.

Dec 27, 2019
A wonderful experience thank you for being so helpful John and Asa .you worked so diligently and with all haste to secure my loan.
Dec 24, 2019
Sr Project Manager
John and his team were excellent. This was the third loan (first one for investment property) that we have worked together on and they are consistent and competitive just as they were on the first two transactions. Great Team to work with.
Dec 18, 2019
John and Asa just completed another venture for us, superb work and in such a short time.
Thanks again, would highly recommend John and his team.
Dec 11, 2019
Company President
John and his team did an excellent job on my new home mortgage ,
Dec 11, 2019
Business owner
We have done numerous loans and refi’s with John and Asa over years. In my humble opinion there is no better team than these two in the business. They work hard to simplify the process and are very thorough in their communication and follow thru.
High recommend!
Dec 11, 2019
Agent & Buyer
John is great. My husband and I have done many loans with John and his team. We highly recommend them.
Nov 15, 2019
Real Estate Broker
John along with Asa and staff are "the best" mortgage people out there. I would not and do not hesitate to recommend them to family and clients-
Nov 14, 2019
Thank you John and Asa, couldn't have done it without you. Great job.
Nov 13, 2019
John and Asa were outstanding. They handled every detail, making the transaction easy for me.
I would highly recommend them.
Nov 10, 2019
John was referred by our real estate agent. He was fantastic, professional and got the job done in a short period of time. I can't recommend him enough.
Nov 6, 2019
San Francisco
John, Asa, and team are fast, knowledgeable, and get you where you need to be. Wouldn’t want to do business with anyone else.
Oct 9, 2019
John has been great helping me with the loan. It was processed in a timely manner. The deal just floating thru.
Oct 5, 2019
Just completed a refi with John and his team- another great experience. John and the employees of Guarantee Mortgage are so helpful, thorough and friendly. I highly recommend GM for any loan needs you have.
Sep 27, 2019
I had a complicated transfer that was handled with patience, skill and professionalism.
Sep 23, 2019
Restaurants owner
John helped us doing the loan when we purchased the home and just now he did it again on the refinancing process. We closed escrow in 4 weeks , easy and smooth transactions. We never received a call or we never been bothered. He is simply the best, we highly recommend John and his crew 👍
Sep 10, 2019
John and Asa made each step of the process so easy! It was such a pleasure to work with them and we really appreciated how they took the time to answer all our questions. We would recommend them to anyone who is looking for a great loan consultant!
Sep 1, 2019
John and Asa made everything so simple and easy. Process went so smooth and communication was fast and efficient. Highly recommend this team.
Aug 28, 2019
Home Owners
My husband and I recently closed on a 2nd home. John and Asa made it all possible. They were advocates for us; moving things along, crossing the T's and dotting the I's. We are very grateful for their professionalism, responsiveness and overall excellent customer service. They made lifelong clients out of us!
Lindsay & Mike Nieri
Aug 14, 2019
John and Asa are a great team, taking time to explain everything and their response time was always very quick which was really appreciated.
Aug 13, 2019
John and Asa were thorough and communicated effectively by phone and email. Thanks for the refinance services!
Aug 13, 2019
home owner
John, as always was very professional , very polite and very creative. We had two re-fi's that we just finished and one of them was a real challenge , which John handled perfectly
Aug 11, 2019
John and Asa were highly responsive, knowledgeable, and efficient. They kept us in the loop throughout the entire process and we always felt we were in the best of hands. Highly recommend!
Jun 28, 2019
Business Manager
John an Asa are a great team and make the re-fi process easy , and relatively stress free.