John Joyce

Mortgage Loan Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #237603 / 1850 - CA BRE #01723092 / 01215943
As one of the top 3% producers for Guarantee Mortgage, John’s primary goal is to provide the best mortgage loan financing for his clients. John’s attention to details in his research for the ideal loan product, coupled with his expansive knowledge of underwriting have led to his tremendous success in residential, commercial and construction loan production. His processing team and production assistant have a combined 40 years of lending experience. John’s team has excellent communication skills and is steadfast in providing a smooth loan process for his clients.

John is a member of the Residential Builders Association of San Francisco, President of the Shamrock Club, and Connaught Club.

Equal Housing Opportunity
NMLS #237603 / 1850
CA BRE #01723092 / 01215943
John was referred by our real estate agent. He was fantastic, professional and got the job done in a short period of time. I can't recommend him enough.
Nov 6, 2019
San Francisco
John, Asa, and team are fast, knowledgeable, and get you where you need to be. Wouldn’t want to do business with anyone else.
Oct 9, 2019
John has been great helping me with the loan. It was processed in a timely manner. The deal just floating thru.
Oct 5, 2019
Just completed a refi with John and his team- another great experience. John and the employees of Guarantee Mortgage are so helpful, thorough and friendly. I highly recommend GM for any loan needs you have.
Sep 27, 2019
I had a complicated transfer that was handled with patience, skill and professionalism.
Sep 23, 2019
Restaurants owner
John helped us doing the loan when we purchased the home and just now he did it again on the refinancing process. We closed escrow in 4 weeks , easy and smooth transactions. We never received a call or we never been bothered. He is simply the best, we highly recommend John and his crew 👍
Sep 10, 2019
John and Asa made each step of the process so easy! It was such a pleasure to work with them and we really appreciated how they took the time to answer all our questions. We would recommend them to anyone who is looking for a great loan consultant!
Sep 1, 2019
John and Asa made everything so simple and easy. Process went so smooth and communication was fast and efficient. Highly recommend this team.
Aug 28, 2019
Home Owners
My husband and I recently closed on a 2nd home. John and Asa made it all possible. They were advocates for us; moving things along, crossing the T's and dotting the I's. We are very grateful for their professionalism, responsiveness and overall excellent customer service. They made lifelong clients out of us!
Lindsay & Mike Nieri
Aug 14, 2019
John and Asa are a great team, taking time to explain everything and their response time was always very quick which was really appreciated.
Aug 13, 2019
John and Asa were thorough and communicated effectively by phone and email. Thanks for the refinance services!
Aug 13, 2019
home owner
John, as always was very professional , very polite and very creative. We had two re-fi's that we just finished and one of them was a real challenge , which John handled perfectly
Aug 11, 2019
John and Asa were highly responsive, knowledgeable, and efficient. They kept us in the loop throughout the entire process and we always felt we were in the best of hands. Highly recommend!
Jun 28, 2019
Business Manager
John an Asa are a great team and make the re-fi process easy , and relatively stress free.
Jun 26, 2019
Asa and John fantastic team. Great job. The best.
Jun 10, 2019
Firefighter Paramedic
Thank you for excellent work with a short time frame. I'll definitely recommend John and his staff.
Jun 10, 2019
Great job! John did an excellent job for me on short notice. Highly recommended!
May 16, 2019
Thanks John for the great work as usual, we have used John and his great staff Asa over the years, all very professional and got things done in a short time.
Highly recommend!!!!
May 15, 2019
We couldn’t have asked for a more speedy process. Asa and John are amazing and personable and I highly recommend them to anyone. We will definitely use them again.
May 2, 2019
John and Asa did a fantastic job, I would highly recommend them.
Apr 26, 2019
Business Owner
John and Asa have done a great job for me again and I'd highly recommend them. They are both very responsive, thorough, detailed and they have again delivered on my loan on time. 10 out of 10!!!
Apr 4, 2019
great response time and great efficiency!
Mar 9, 2019
John, Asa and all the staff at Guarantee Mortgage were incredibly efficient and professional, never tiring in their efforts to get our paperwork completed. Highly recommend
Feb 21, 2019
John and his support team, were professional, efficient and thorough with all our paperwork. Highly tecommend
Jan 7, 2019
Principal-TECTA associates architects
John Joyce, Asa and their team are fantastic. They are always on top of our applications, information and process, and keep us informed and in the loop. We are very happy with their performance in all aspects of the finance and re-finance of our properties, from construction, to conventional lending to hard money for those niche occasions.

Thank you.