John Joyce

Mortgage Loan Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #237603 / 1850 - CA BRE #01723092 / 01215943
As one of the top 3% producers for Guarantee Mortgage, John’s primary goal is to provide the best mortgage loan financing for his clients. John’s attention to details in his research for the ideal loan product, coupled with his expansive knowledge of underwriting have led to his tremendous success in residential, commercial and construction loan production. His processing team and production assistant have a combined 40 years of lending experience. John’s team has excellent communication skills and is steadfast in providing a smooth loan process for his clients.

John is a member of the Residential Builders Association of San Francisco, President of the Shamrock Club, and Connaught Club.

Equal Housing Opportunity
NMLS #237603 / 1850
CA BRE #01723092 / 01215943
Aug 14, 2019
John and Asa are a great team, taking time to explain everything and their response time was always very quick which was really appreciated.
Aug 13, 2019
John and Asa were thorough and communicated effectively by phone and email. Thanks for the refinance services!
Aug 13, 2019
home owner
John, as always was very professional , very polite and very creative. We had two re-fi's that we just finished and one of them was a real challenge , which John handled perfectly
Aug 11, 2019
John and Asa were highly responsive, knowledgeable, and efficient. They kept us in the loop throughout the entire process and we always felt we were in the best of hands. Highly recommend!
Jun 28, 2019
Business Manager
John an Asa are a great team and make the re-fi process easy , and relatively stress free.
Jun 26, 2019
Asa and John fantastic team. Great job. The best.
Jun 10, 2019
Firefighter Paramedic
Thank you for excellent work with a short time frame. I'll definitely recommend John and his staff.
Jun 10, 2019
Great job! John did an excellent job for me on short notice. Highly recommended!
May 16, 2019
Thanks John for the great work as usual, we have used John and his great staff Asa over the years, all very professional and got things done in a short time.
Highly recommend!!!!
May 15, 2019
We couldn’t have asked for a more speedy process. Asa and John are amazing and personable and I highly recommend them to anyone. We will definitely use them again.
May 2, 2019
John and Asa did a fantastic job, I would highly recommend them.
Apr 26, 2019
Business Owner
John and Asa have done a great job for me again and I'd highly recommend them. They are both very responsive, thorough, detailed and they have again delivered on my loan on time. 10 out of 10!!!
Apr 4, 2019
great response time and great efficiency!
Mar 9, 2019
John, Asa and all the staff at Guarantee Mortgage were incredibly efficient and professional, never tiring in their efforts to get our paperwork completed. Highly recommend
Feb 21, 2019
John and his support team, were professional, efficient and thorough with all our paperwork. Highly tecommend
Jan 7, 2019
Principal-TECTA associates architects
John Joyce, Asa and their team are fantastic. They are always on top of our applications, information and process, and keep us informed and in the loop. We are very happy with their performance in all aspects of the finance and re-finance of our properties, from construction, to conventional lending to hard money for those niche occasions.

Thank you.
Dec 31, 2018
John and his team were absolutely incredible !!! They were pleasant , professional and extremely competent. They did everything in their power to lock in the best interest rate and affordable monthly payments - including contacting the credit agencies on my behalf to fix any discrepancies .
Dec 22, 2018
Michelle Barden
John and Asa are a phenomenal team. They were there for us every step of the way. We have used them multiple times. Highly recommend!!!!!
Dec 5, 2018
Paul O'Driscoll
John has an unbelievable knowledge of the Mortgage Business, he has an uncanny sense of just knowing when it’s the right time to lock in on a great rate, John and his team have put together numerous deals for me both personally and also for my business interests. I have recommended John on numerous occasions to friends and colleagues, never had a complaint from any, all praise for John and his fab team. Looking forward to many more deals ahead.
Dec 5, 2018
John is fantastic. We have lost count of how many great loans John helped us with. We recommend him all the time to our friends.
Dec 5, 2018
Great team; my go-to guy has always been Terry,
but JJ & Asa get all the essentials right every time!
Nov 26, 2018
John and Asa are a great team. My experience was excellent. Process was flawlessly executed throughout. They do a great job of knowing when to use online tools to streamline the process or when to call and talk through more complex points.
Nov 15, 2018
Louisa Man
He is very professional and knowledgeable. Very helpful as well. Highly recommended!!
Aug 25, 2018
Being first time home buyers, my husband and I were new to the game and didn't know what to expect. John answered our many questions, gave us our options and explained how each would play out. He was was always accessible, and we never waited long to get a thorough response. Asa was a fantastic communicator, processed our paperwork quickly and was also extremely responsive to our many questions. I am grateful we were referred to them, they made the entire process - easy!
Jul 17, 2018
First time home buyer
As a first time home buyer and working without a realtor, John, Asa and their team made this process such a breeze. I would highly recommend them to anyone.