John Joyce

Mortgage Loan Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #237603 / 1850 - CA BRE #01723092 / 01215943
As one of the top 3% producers for Guarantee Mortgage, John’s primary goal is to provide the best mortgage loan financing for his clients. John’s attention to details in his research for the ideal loan product, coupled with his expansive knowledge of underwriting have led to his tremendous success in residential, commercial and construction loan production. His processing team and production assistant have a combined 40 years of lending experience. John’s team has excellent communication skills and is steadfast in providing a smooth loan process for his clients.

John is a member of the Residential Builders Association of San Francisco, President of the Shamrock Club, and Connaught Club.

Equal Housing Opportunity
NMLS #237603 / 1850
CA BRE #01723092 / 01215943
Oct 16, 2020
John and his team were fabulous. They made the whole process of a refinance so easy. Great communication from them at all times and so helpful. Even with Covid restrictions in place the whole transaction went smoothly.
Oct 16, 2020
Senior Paralegal
I would highly recommend John! John was very patient with all of my questions and explained everything very respectfully and clearly. Both John and Asa are easy to work with, responded quickly, and kept us informed every step of the way.
Oct 7, 2020
John is a great communicator, very easy to talk to, always returns calls promptly and gives you the attention needed to understand the process. He has a wealth of knowledge in the industry & rates are as accurate as his initial statements. Refinanced multiple property's for me at the same time with great rates and helped me pull out cash to reinvest. A no nonsense guy who I will definitely return to in the very near future.
Sep 23, 2020
John and his team have helped us a couple of times and each time they have been remarkable.
Sep 6, 2020
Home qwner
I used John's services before . He and his team always handled everything in timely manner . Phone calls and e-mails we always answered promptly . Thanks for the great service Mike Barden
Aug 11, 2020
John has been fabulous - making magic happen in challenging situations. Highly recommend him!
Aug 4, 2020
Asa and John made this refinance so easy and simple! I really appreciate the quick response to my questions and making every step simple and clear.
Jul 31, 2020
John is the best! Always helpful and responds very quickly with any needs...highly recommended!
Jun 25, 2020
Terry, John and Asa were extremely professional and responded to any questions that we had immediately! I would highly recommend! Awesome team!
Jun 17, 2020
As a first time home buyer, I would highly recommend John and Asa. They were an incredible team who made the entire process smooth and timely . We were informed every step of the way and even were able to close on the house early. Big Thanks to this great team.
Jun 10, 2020
Both John and Asa were fantastic. I’m a first time home buyer and these guys made the process so easy for us. I will definitely be working with them in the future..
Jun 10, 2020
Attorney at Law
John and his team are knowledgeable, efficient and responsive. I would recommend them to anyone wanting to finance or refinance a mortgage.
Jun 4, 2020
Business owner
When I think of John and team all I can think is, WOW! From the moment I started the process with him until the final day of closing I felt taken care of. John was there for me every time something was needed or needed to be answered. The customer service from my credit union was sub par to say the least. After I worked with John, I would never work with my own bank again. I seriously cannot give enough kudos and praise to this team. I would recommend John Joyce in a heartbeat to anybody looking for a home loan.
May 29, 2020
John and Asa are an amazing team, very communicative, efficient, and thorough. This is my second time working with them (mortgage + re-finance), and it's great to be able to rely on them to run a smooth process from start to finish. Thank you John and Asa!
May 21, 2020
House Owner
It was pretty smooth and good. They required a lot more documents for verification purposes due to COVID19. Some of those could have been avoided but overall very thorough and good person to work with
May 20, 2020
Property Owner
John and Asa make the process simple and easy. Always going above and beyond to do the right thing for the client. Class act!
May 20, 2020
Property Owner
John and Asa make the process simple and easy. Always going above and beyond to do the right thing for the client. Class act!
May 14, 2020
I highly recommend John Joyce and his company, he helped me refinance my loan. Everything from beginning to end was very well organized and communication was excellent.

John and his staff were very informative and organized

Edel Gorman
May 9, 2020
I totally recommend John Joyce, he helped me with my refinance.. very good communication and very smooth process..,
I’m very pleased with his service..
May 7, 2020
Home Owner
I could not say enough about John.He was amazing. As a first time home buyer he guided me expertly through the process, even during this pandemic he worked tirelessly on my behalf to ensure the mortgage went smoothly
May 7, 2020
John has always been persistent, resourceful, factual, and supportive guiding us in any refinance or investment that is beneficial for all of us. We are blessed and are proud to call John our Son!!
Apr 30, 2020
John has helped out family with countless loans. We highly recommend him and his team. His attention to detail and effort on out behalf is commendable.
Apr 24, 2020
Practice Manager for Stanford Childrens Health
John Joyce is bitch personable and professional. He works to help the loan process progress in a timely fashion and is there to answer any questions that arise. I have gone through John Joyce in another occasion and would recommend him highly to friends, family and associates.
Apr 7, 2020
Repeat customer (4 times I think) and would recommend him to anyone. Very easy to work with, handles business very promptly and answers any questions usually within minutes. His assistant Asa is on point.
Mar 23, 2020
Owner Fairhill Global enterprises
John was exceptional. He quoted and delivered what he promised...what else need I say